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Crunching costs, sorting signals, rendering insights.
Kochi safety score: 72/100 (crime rate 32.5/1k) — above the India average of 62/100. Here's how Kochi compares to cities in Kerala and what the data means for everyday life.
Kochi safety score: 72/100 (crime rate 32.5/1k) — above the India average of 62/100. Here's how Kochi compares to cities in Kerala and what the data means for everyday life.
Kochi: cost index 95 (+2 vs national avg 93), rent ₹12,000/month.
Kerala region average cost index: 93. Kochi is +2 vs region peers.
Quality of life: 67/100 — safety 72, healthcare 82, walkability 42.
Safety score: 72/100 (crime rate 32.5/1k). National average: 62/100.
| # | City | Cost Index | Rent/mo | Income | QoL | Safety |
|---|---|---|---|---|---|---|
| 1 | Kochi | 95 | ₹12,000 | ₹4,80,000 | 67 | 72 |
| 2 | Thiruvananthapuram | 88 | ₹10,000 | ₹4,40,000 | 70 | 75 |
| 3 | Coimbatore | 82 | ₹10,000 | ₹4,20,000 | 65 | 72 |
| 4 | Surat | 82 | ₹10,000 | ₹4,50,000 | 59 | 72 |
| 5 | Indore | 75 | ₹9,000 | ₹3,80,000 | 63 | 72 |
| 6 | Chandigarh | 98 | ₹14,000 | ₹5,20,000 | 64 | 72 |
| 7 | Panaji | 105 | ₹15,000 | ₹4,80,000 | 64 | 72 |
| 8 | Nagpur | 78 | ₹10,000 | ₹4,20,000 | 61 | 68 |
| 9 | Bhubaneswar | 72 | ₹8,000 | ₹3,60,000 | 63 | 68 |
| 10 | Dehradun | 82 | ₹10,000 | ₹4,20,000 | 65 | 68 |
| 11 | Ahmedabad | 88 | ₹12,000 | ₹4,80,000 | 56 | 65 |
| 12 | Bhopal | 72 | ₹8,500 | ₹3,60,000 | 63 | 65 |
| 13 | Visakhapatnam | 82 | ₹10,000 | ₹4,20,000 | 61 | 65 |
| 14 | Pune | 108 | ₹18,000 | ₹6,20,000 | 53 | 62 |
| 15 | Chennai | 112 | ₹18,000 | ₹5,80,000 | 55 | 62 |
| 16 | Raipur | 68 | ₹7,000 | ₹3,40,000 | 59 | 62 |
| 17 | Hyderabad | 110 | ₹18,000 | ₹6,80,000 | 53 | 60 |
| 18 | Bengaluru | 132 | ₹25,000 | ₹8,50,000 | 50 | 58 |
| 19 | Jaipur | 85 | ₹11,000 | ₹4,20,000 | 52 | 55 |
| 20 | Guwahati | 75 | ₹9,000 | ₹3,80,000 | 61 | 55 |
Here's the surprising part: Kochi has a cost index of 95 — 2 points above the India national average of 93. Median income is ₹4,80,000 with rent at ₹12,000/month, putting the rent-to-income ratio at 30%. That's a strong position by any measure.
Layer in taxes, though, and the math changes. looking at Kerala as a whole, the spread across all 28 cities is 33 points on the cost index. New Delhi sits at the other end with index 128 and rent of ₹22,000/mo. That's a strong position by any measure.
On quality of life, Kochi scores a composite score of 67/100 — reflecting its safety (72), healthcare (82), and walkability (42) metrics. And here's the trade-off: affordability and QoL don't always move in the same direction, and India is a good example of that tension.
Kochi — cost index 95, rent ₹12,000/mo, income ₹4,80,000, QoL 67/100.
Thiruvananthapuram — cost index 88, rent ₹10,000/mo, income ₹4,40,000, QoL 70/100.
Coimbatore — cost index 82, rent ₹10,000/mo, income ₹4,20,000, QoL 65/100.
Surat — cost index 82, rent ₹10,000/mo, income ₹4,50,000, QoL 59/100.
Indore — cost index 75, rent ₹9,000/mo, income ₹3,80,000, QoL 63/100.
Kochi has a safety score of 72/100 and a crime rate of 32.5/1,000 residents. The India average safety score is 62/100.
The Kerala region of average QoL score is 57/100. Kochi leads with 67/100, reflecting safety, healthcare access, walkability, and green space.
Our index is benchmarked to 100 (national median). Sub-categories cover housing, food, transport, utilities, and healthcare. Data sources include MoSPI CPI, RBI, NHB RESIDEX, PLFS.
Kochi: cost index 95, rent ₹12,000/mo, income ₹4,80,000/yr, QoL 67/100. Thiruvananthapuram: cost index 88, rent ₹10,000/mo, income ₹4,40,000/yr, QoL 70/100.
This analysis uses data from MoSPI CPI, RBI, NHB RESIDEX, PLFS to rank cities in India. The cost of living index is benchmarked to 100 (national median). Quality of life scores combine safety, healthcare, walkability, air quality, green space, and transit metrics. Salary ranges use national occupation data adjusted for local cost differences. Data is updated regularly to reflect current market conditions.