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Crunching costs, sorting signals, rendering insights.
Crunching costs, sorting signals, rendering insights.
Ranking of cities in India for 2026. Pune leads with a cost index of 108 and rent of ₹18,000/month.
Ranking of cities in India for 2026. Pune leads with a cost index of 108 and rent of ₹18,000/month.
Pune ranks #1 with a cost index of 108 and rent of ₹18,000/month.
The median city is Nagpur — cost index 78, rent ₹10,000/mo.
Average cost index across these cities: 93 (0 vs national average of 93).
Average quality of life: 57/100. Top: Pune at 53/100.
Safest city: Thiruvananthapuram (75/100 safety score).
| # | City | Cost Index | Rent/mo | Income |
|---|---|---|---|---|
| 1 | Pune | 108 | ₹18,000 | ₹6,20,000 |
| 2 | Hyderabad | 110 | ₹18,000 | ₹6,80,000 |
| 3 | Bengaluru | 132 | ₹25,000 | ₹8,50,000 |
| 4 | Chandigarh | 98 | ₹14,000 | ₹5,20,000 |
| 5 | Coimbatore | 82 | ₹10,000 | ₹4,20,000 |
| 6 | Ahmedabad | 88 | ₹12,000 | ₹4,80,000 |
| 7 | Kochi | 95 | ₹12,000 | ₹4,80,000 |
| 8 | Kolkata | 88 | ₹12,000 | ₹4,50,000 |
| 9 | Indore | 75 | ₹9,000 | ₹3,80,000 |
| 10 | Thiruvananthapuram | 88 | ₹10,000 | ₹4,40,000 |
| 11 | Panaji | 105 | ₹15,000 | ₹4,80,000 |
| 12 | Chennai | 112 | ₹18,000 | ₹5,80,000 |
| 13 | Surat | 82 | ₹10,000 | ₹4,50,000 |
| 14 | Visakhapatnam | 82 | ₹10,000 | ₹4,20,000 |
| 15 | Nagpur | 78 | ₹10,000 | ₹4,20,000 |
| 16 | Dehradun | 82 | ₹10,000 | ₹4,20,000 |
| 17 | Gurugram | 125 | ₹22,000 | ₹7,80,000 |
| 18 | Noida | 110 | ₹16,000 | ₹6,50,000 |
| 19 | Bhopal | 72 | ₹8,500 | ₹3,60,000 |
| 20 | Bhubaneswar | 72 | ₹8,000 | ₹3,60,000 |
Here's the surprising part: Pune stands out as the top-ranked city in this analysis. With a cost index of 108 and median income of ₹6,20,000, it offers competitive value despite costs slightly above the national median. This combination is rare — and valuable.
But here's the flip side: the spread across all 28 cities is 40 points on the cost index. Patna sits at the other end with index 68 and rent of ₹7,500/mo. This stands out as genuinely impressive.
On quality of life, Thiruvananthapuram leads with a composite score of 70/100 — reflecting its safety (75), healthcare (80), and walkability (38) metrics. Layer in taxes, though, and the math changes. affordability and QoL don't always move in the same direction, and India is a good example of that tension.
Pune — cost index 108, rent ₹18,000/mo, income ₹6,20,000, QoL 53/100.
Hyderabad — cost index 110, rent ₹18,000/mo, income ₹6,80,000, QoL 53/100.
Bengaluru — cost index 132, rent ₹25,000/mo, income ₹8,50,000, QoL 50/100.
Chandigarh — cost index 98, rent ₹14,000/mo, income ₹5,20,000, QoL 64/100.
Coimbatore — cost index 82, rent ₹10,000/mo, income ₹4,20,000, QoL 65/100.
The country average QoL score is 57/100. Pune leads with 53/100, reflecting its safety, healthcare access, walkability, and green space.
Our index is benchmarked to 100 (national median). Sub-categories cover housing, food, transport, utilities, and healthcare. Data sources include MoSPI CPI, RBI, NHB RESIDEX, PLFS.
Pune (ranked #1) has a cost index of 108 and rent of ₹18,000/mo. Patna (#28) has index 68 and rent ₹7,500/mo — a 40-point gap.
This analysis uses data from MoSPI CPI, RBI, NHB RESIDEX, PLFS to rank cities in India. The cost of living index is benchmarked to 100 (national median). Quality of life scores combine safety, healthcare, walkability, air quality, green space, and transit metrics. Salary ranges use national occupation data adjusted for local cost differences. Data is updated regularly to reflect current market conditions.