Loading
Assembling your view…
Crunching costs, sorting signals, rendering insights.
Crunching costs, sorting signals, rendering insights.
Can you afford Visakhapatnam on a ₹10L salary? Rent would be 12% of gross monthly income — within the recommended 30% threshold. Budget breakdown vs Andhra Pradesh peers below.
Can you afford Visakhapatnam on a ₹10L salary? Rent would be 12% of gross monthly income — within the recommended 30% threshold. Budget breakdown vs Andhra Pradesh peers below.
Visakhapatnam: cost index 82 (-11 vs national avg 93), rent ₹10,000/month.
Andhra Pradesh region average cost index: 93. Visakhapatnam is -11 vs region peers.
Quality of life: 61/100 — safety 65, healthcare 68, walkability 38.
Safety score: 65/100 (crime rate 38.5/1k). National average: 62/100.
On a ₹10L salary, rent in Visakhapatnam is 12% of gross monthly income — within the 30% rule.
| # | City | Cost Index | Rent/mo | Income |
|---|---|---|---|---|
| 1 | Visakhapatnam | 82 | ₹10,000 | ₹4,20,000 |
| 2 | Raipur | 68 | ₹7,000 | ₹3,40,000 |
| 3 | Patna | 68 | ₹7,500 | ₹3,20,000 |
| 4 | Ranchi | 70 | ₹7,500 | ₹3,50,000 |
| 5 | Bhubaneswar | 72 | ₹8,000 | ₹3,60,000 |
| 6 | Bhopal | 72 | ₹8,500 | ₹3,60,000 |
| 7 | Indore | 75 | ₹9,000 | ₹3,80,000 |
| 8 | Guwahati | 75 | ₹9,000 | ₹3,80,000 |
| 9 | Nagpur | 78 | ₹10,000 | ₹4,20,000 |
| 10 | Coimbatore | 82 | ₹10,000 | ₹4,20,000 |
| 11 | Surat | 82 | ₹10,000 | ₹4,50,000 |
| 12 | Thiruvananthapuram | 88 | ₹10,000 | ₹4,40,000 |
| 13 | Dehradun | 82 | ₹10,000 | ₹4,20,000 |
| 14 | Lucknow | 78 | ₹10,000 | ₹4,00,000 |
| 15 | Jaipur | 85 | ₹11,000 | ₹4,20,000 |
| 16 | Kolkata | 88 | ₹12,000 | ₹4,50,000 |
| 17 | Ahmedabad | 88 | ₹12,000 | ₹4,80,000 |
| 18 | Kochi | 95 | ₹12,000 | ₹4,80,000 |
| 19 | Chandigarh | 98 | ₹14,000 | ₹5,20,000 |
| 20 | Panaji | 105 | ₹15,000 | ₹4,80,000 |
The conventional wisdom says one thing. The data says another: Visakhapatnam has a cost index of 82 — 11 points below the India national average of 93. Median income is ₹4,20,000 with rent at ₹10,000/month, putting the rent-to-income ratio at 29%. This combination is rare — and valuable.
Layer in taxes, though, and the math changes. looking at Andhra Pradesh as a whole, the spread across all 28 cities is 60 points on the cost index. Mumbai sits at the other end with index 142 and rent of ₹35,000/mo. That's a difference you notice every single month.
On quality of life, Visakhapatnam scores a composite score of 61/100 — reflecting its safety (65), healthcare (68), and walkability (38) metrics. Pair that with the housing data, and the pattern sharpens. affordability and QoL don't always move in the same direction, and India is a good example of that tension.
Visakhapatnam — cost index 82, rent ₹10,000/mo, income ₹4,20,000, QoL 61/100.
Raipur — cost index 68, rent ₹7,000/mo, income ₹3,40,000, QoL 59/100.
Patna — cost index 68, rent ₹7,500/mo, income ₹3,20,000, QoL 51/100.
Ranchi — cost index 70, rent ₹7,500/mo, income ₹3,50,000, QoL 59/100.
Bhubaneswar — cost index 72, rent ₹8,000/mo, income ₹3,60,000, QoL 63/100.
Visakhapatnam has a cost index of 82 (national avg: 93), rent ₹10,000/mo, median income ₹4,20,000/yr, and a quality of life score of 61/100.
In Visakhapatnam, rent would be about 12% of your gross monthly income on ₹10L. Well within the recommended 30% threshold.
The Andhra Pradesh region of average QoL score is 57/100. Visakhapatnam leads with 61/100, reflecting safety, healthcare access, walkability, and green space.
Our index is benchmarked to 100 (national median). Sub-categories cover housing, food, transport, utilities, and healthcare. Data sources include MoSPI CPI, RBI, NHB RESIDEX, PLFS.
Visakhapatnam: cost index 82, rent ₹10,000/mo, income ₹4,20,000/yr, QoL 61/100. Raipur: cost index 68, rent ₹7,000/mo, income ₹3,40,000/yr, QoL 59/100.
This analysis uses data from MoSPI CPI, RBI, NHB RESIDEX, PLFS to rank cities in India. The cost of living index is benchmarked to 100 (national median). Quality of life scores combine safety, healthcare, walkability, air quality, green space, and transit metrics. Salary ranges use national occupation data adjusted for local cost differences. Data is updated regularly to reflect current market conditions.