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Crunching costs, sorting signals, rendering insights.
Crunching costs, sorting signals, rendering insights.
Can you afford Ranchi on a ₹5L salary? Rent would be 18% of gross monthly income — within the recommended 30% threshold. Budget breakdown vs Jharkhand peers below.
Can you afford Ranchi on a ₹5L salary? Rent would be 18% of gross monthly income — within the recommended 30% threshold. Budget breakdown vs Jharkhand peers below.
Ranchi: cost index 70 (-23 vs national avg 93), rent ₹7,500/month.
Jharkhand region average cost index: 93. Ranchi is -23 vs region peers.
Quality of life: 59/100 — safety 55, healthcare 52, walkability 32.
Safety score: 55/100 (crime rate 52.5/1k). National average: 62/100.
On a ₹5L salary, rent in Ranchi is 18% of gross monthly income — within the 30% rule.
| # | City | Cost Index | Rent/mo | Income |
|---|---|---|---|---|
| 1 | Ranchi | 70 | ₹7,500 | ₹3,50,000 |
| 2 | Raipur | 68 | ₹7,000 | ₹3,40,000 |
| 3 | Patna | 68 | ₹7,500 | ₹3,20,000 |
| 4 | Bhubaneswar | 72 | ₹8,000 | ₹3,60,000 |
| 5 | Bhopal | 72 | ₹8,500 | ₹3,60,000 |
| 6 | Indore | 75 | ₹9,000 | ₹3,80,000 |
| 7 | Guwahati | 75 | ₹9,000 | ₹3,80,000 |
| 8 | Nagpur | 78 | ₹10,000 | ₹4,20,000 |
| 9 | Coimbatore | 82 | ₹10,000 | ₹4,20,000 |
| 10 | Surat | 82 | ₹10,000 | ₹4,50,000 |
| 11 | Thiruvananthapuram | 88 | ₹10,000 | ₹4,40,000 |
| 12 | Visakhapatnam | 82 | ₹10,000 | ₹4,20,000 |
| 13 | Dehradun | 82 | ₹10,000 | ₹4,20,000 |
| 14 | Lucknow | 78 | ₹10,000 | ₹4,00,000 |
| 15 | Jaipur | 85 | ₹11,000 | ₹4,20,000 |
| 16 | Kolkata | 88 | ₹12,000 | ₹4,50,000 |
| 17 | Ahmedabad | 88 | ₹12,000 | ₹4,80,000 |
| 18 | Kochi | 95 | ₹12,000 | ₹4,80,000 |
| 19 | Chandigarh | 98 | ₹14,000 | ₹5,20,000 |
| 20 | Panaji | 105 | ₹15,000 | ₹4,80,000 |
Here's the finding that keeps coming up in different analyses: Ranchi has a cost index of 70 — 23 points below the India national average of 93. Median income is ₹3,50,000 with rent at ₹7,500/month, putting the rent-to-income ratio at 26%. This combination is rare — and valuable.
But here's the flip side: looking at Jharkhand as a whole, the spread across all 28 cities is 72 points on the cost index. Mumbai sits at the other end with index 142 and rent of ₹35,000/mo. That's a strong position by any measure.
On quality of life, Ranchi scores a composite score of 59/100 — reflecting its safety (55), healthcare (52), and walkability (32) metrics. Context matters here. affordability and QoL don't always move in the same direction, and India is a good example of that tension.
Ranchi — cost index 70, rent ₹7,500/mo, income ₹3,50,000, QoL 59/100.
Raipur — cost index 68, rent ₹7,000/mo, income ₹3,40,000, QoL 59/100.
Patna — cost index 68, rent ₹7,500/mo, income ₹3,20,000, QoL 51/100.
Bhubaneswar — cost index 72, rent ₹8,000/mo, income ₹3,60,000, QoL 63/100.
Bhopal — cost index 72, rent ₹8,500/mo, income ₹3,60,000, QoL 63/100.
Ranchi has a cost index of 70 (national avg: 93), rent ₹7,500/mo, median income ₹3,50,000/yr, and a quality of life score of 59/100.
In Ranchi, rent would be about 18% of your gross monthly income on ₹5L. Well within the recommended 30% threshold.
The Jharkhand region of average QoL score is 57/100. Ranchi leads with 59/100, reflecting safety, healthcare access, walkability, and green space.
Our index is benchmarked to 100 (national median). Sub-categories cover housing, food, transport, utilities, and healthcare. Data sources include MoSPI CPI, RBI, NHB RESIDEX, PLFS.
Ranchi: cost index 70, rent ₹7,500/mo, income ₹3,50,000/yr, QoL 59/100. Raipur: cost index 68, rent ₹7,000/mo, income ₹3,40,000/yr, QoL 59/100.
This analysis uses data from MoSPI CPI, RBI, NHB RESIDEX, PLFS to rank cities in India. The cost of living index is benchmarked to 100 (national median). Quality of life scores combine safety, healthcare, walkability, air quality, green space, and transit metrics. Salary ranges use national occupation data adjusted for local cost differences. Data is updated regularly to reflect current market conditions.