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Crunching costs, sorting signals, rendering insights.
Crunching costs, sorting signals, rendering insights.
Can you afford Lucknow on a ₹10L salary? Rent would be 12% of gross monthly income — within the recommended 30% threshold. Budget breakdown vs Uttar Pradesh peers below.
Can you afford Lucknow on a ₹10L salary? Rent would be 12% of gross monthly income — within the recommended 30% threshold. Budget breakdown vs Uttar Pradesh peers below.
Lucknow: cost index 78 (-15 vs national avg 93), rent ₹10,000/month.
Uttar Pradesh region average cost index: 93. Lucknow is -15 vs region peers.
Quality of life: 54/100 — safety 55, healthcare 62, walkability 38.
Safety score: 55/100 (crime rate 55.2/1k). National average: 62/100.
On a ₹10L salary, rent in Lucknow is 12% of gross monthly income — within the 30% rule.
| # | City | Cost Index | Rent/mo | Income |
|---|---|---|---|---|
| 1 | Lucknow | 78 | ₹10,000 | ₹4,00,000 |
| 2 | Raipur | 68 | ₹7,000 | ₹3,40,000 |
| 3 | Patna | 68 | ₹7,500 | ₹3,20,000 |
| 4 | Ranchi | 70 | ₹7,500 | ₹3,50,000 |
| 5 | Bhubaneswar | 72 | ₹8,000 | ₹3,60,000 |
| 6 | Bhopal | 72 | ₹8,500 | ₹3,60,000 |
| 7 | Indore | 75 | ₹9,000 | ₹3,80,000 |
| 8 | Guwahati | 75 | ₹9,000 | ₹3,80,000 |
| 9 | Nagpur | 78 | ₹10,000 | ₹4,20,000 |
| 10 | Coimbatore | 82 | ₹10,000 | ₹4,20,000 |
| 11 | Surat | 82 | ₹10,000 | ₹4,50,000 |
| 12 | Thiruvananthapuram | 88 | ₹10,000 | ₹4,40,000 |
| 13 | Visakhapatnam | 82 | ₹10,000 | ₹4,20,000 |
| 14 | Dehradun | 82 | ₹10,000 | ₹4,20,000 |
| 15 | Jaipur | 85 | ₹11,000 | ₹4,20,000 |
| 16 | Kolkata | 88 | ₹12,000 | ₹4,50,000 |
| 17 | Ahmedabad | 88 | ₹12,000 | ₹4,80,000 |
| 18 | Kochi | 95 | ₹12,000 | ₹4,80,000 |
| 19 | Chandigarh | 98 | ₹14,000 | ₹5,20,000 |
| 20 | Panaji | 105 | ₹15,000 | ₹4,80,000 |
Most comparisons stop at rent. We didn't. Lucknow has a cost index of 78 — 15 points below the India national average of 93. Median income is ₹4,00,000 with rent at ₹10,000/month, putting the rent-to-income ratio at 30%. This combination is rare — and valuable.
But here's the flip side: looking at Uttar Pradesh as a whole, the spread across all 28 cities is 64 points on the cost index. Mumbai sits at the other end with index 142 and rent of ₹35,000/mo. Financially, that's significant.
On quality of life, Lucknow scores a composite score of 54/100 — reflecting its safety (55), healthcare (62), and walkability (38) metrics. Layer in taxes, though, and the math changes. affordability and QoL don't always move in the same direction, and India is a good example of that tension.
Lucknow — cost index 78, rent ₹10,000/mo, income ₹4,00,000, QoL 54/100.
Raipur — cost index 68, rent ₹7,000/mo, income ₹3,40,000, QoL 59/100.
Patna — cost index 68, rent ₹7,500/mo, income ₹3,20,000, QoL 51/100.
Ranchi — cost index 70, rent ₹7,500/mo, income ₹3,50,000, QoL 59/100.
Bhubaneswar — cost index 72, rent ₹8,000/mo, income ₹3,60,000, QoL 63/100.
Lucknow has a cost index of 78 (national avg: 93), rent ₹10,000/mo, median income ₹4,00,000/yr, and a quality of life score of 54/100.
In Lucknow, rent would be about 12% of your gross monthly income on ₹10L. Well within the recommended 30% threshold.
The Uttar Pradesh region of average QoL score is 57/100. Lucknow leads with 54/100, reflecting safety, healthcare access, walkability, and green space.
Our index is benchmarked to 100 (national median). Sub-categories cover housing, food, transport, utilities, and healthcare. Data sources include MoSPI CPI, RBI, NHB RESIDEX, PLFS.
Lucknow: cost index 78, rent ₹10,000/mo, income ₹4,00,000/yr, QoL 54/100. Raipur: cost index 68, rent ₹7,000/mo, income ₹3,40,000/yr, QoL 59/100.
This analysis uses data from MoSPI CPI, RBI, NHB RESIDEX, PLFS to rank cities in India. The cost of living index is benchmarked to 100 (national median). Quality of life scores combine safety, healthcare, walkability, air quality, green space, and transit metrics. Salary ranges use national occupation data adjusted for local cost differences. Data is updated regularly to reflect current market conditions.