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Crunching costs, sorting signals, rendering insights.
Crunching costs, sorting signals, rendering insights.
Can you afford Ahmedabad on a ₹3L salary? Rent would be 48% of gross monthly income — above the recommended 30% threshold. Budget breakdown vs Gujarat peers below.
Can you afford Ahmedabad on a ₹3L salary? Rent would be 48% of gross monthly income — above the recommended 30% threshold. Budget breakdown vs Gujarat peers below.
Ahmedabad: cost index 88 (-5 vs national avg 93), rent ₹12,000/month.
Gujarat region average cost index: 93. Ahmedabad is -5 vs region peers.
Quality of life: 56/100 — safety 65, healthcare 72, walkability 48.
Safety score: 65/100 (crime rate 38.5/1k). National average: 62/100.
On a ₹3L salary, rent in Ahmedabad is 48% of gross monthly income — above the 30% rule.
| # | City | Cost Index | Rent/mo | Income |
|---|---|---|---|---|
| 1 | Ahmedabad | 88 | ₹12,000 | ₹4,80,000 |
| 2 | Raipur | 68 | ₹7,000 | ₹3,40,000 |
| 3 | Patna | 68 | ₹7,500 | ₹3,20,000 |
| 4 | Ranchi | 70 | ₹7,500 | ₹3,50,000 |
| 5 | Bhubaneswar | 72 | ₹8,000 | ₹3,60,000 |
| 6 | Bhopal | 72 | ₹8,500 | ₹3,60,000 |
| 7 | Indore | 75 | ₹9,000 | ₹3,80,000 |
| 8 | Guwahati | 75 | ₹9,000 | ₹3,80,000 |
| 9 | Nagpur | 78 | ₹10,000 | ₹4,20,000 |
| 10 | Coimbatore | 82 | ₹10,000 | ₹4,20,000 |
| 11 | Surat | 82 | ₹10,000 | ₹4,50,000 |
| 12 | Thiruvananthapuram | 88 | ₹10,000 | ₹4,40,000 |
| 13 | Visakhapatnam | 82 | ₹10,000 | ₹4,20,000 |
| 14 | Dehradun | 82 | ₹10,000 | ₹4,20,000 |
| 15 | Lucknow | 78 | ₹10,000 | ₹4,00,000 |
| 16 | Jaipur | 85 | ₹11,000 | ₹4,20,000 |
| 17 | Kolkata | 88 | ₹12,000 | ₹4,50,000 |
| 18 | Kochi | 95 | ₹12,000 | ₹4,80,000 |
| 19 | Chandigarh | 98 | ₹14,000 | ₹5,20,000 |
| 20 | Panaji | 105 | ₹15,000 | ₹4,80,000 |
Most comparisons stop at rent. We didn't. Ahmedabad has a cost index of 88 — 5 points below the India national average of 93. Median income is ₹4,80,000 with rent at ₹12,000/month, putting the rent-to-income ratio at 30%. This combination is rare — and valuable.
Zooming out, looking at Gujarat as a whole, the spread across all 28 cities is 54 points on the cost index. Mumbai sits at the other end with index 142 and rent of ₹35,000/mo. That's a strong position by any measure.
On quality of life, Ahmedabad scores a composite score of 56/100 — reflecting its safety (65), healthcare (72), and walkability (48) metrics. That said, affordability and QoL don't always move in the same direction, and India is a good example of that tension.
Ahmedabad — cost index 88, rent ₹12,000/mo, income ₹4,80,000, QoL 56/100.
Raipur — cost index 68, rent ₹7,000/mo, income ₹3,40,000, QoL 59/100.
Patna — cost index 68, rent ₹7,500/mo, income ₹3,20,000, QoL 51/100.
Ranchi — cost index 70, rent ₹7,500/mo, income ₹3,50,000, QoL 59/100.
Bhubaneswar — cost index 72, rent ₹8,000/mo, income ₹3,60,000, QoL 63/100.
Ahmedabad has a cost index of 88 (national avg: 93), rent ₹12,000/mo, median income ₹4,80,000/yr, and a quality of life score of 56/100.
In Ahmedabad, rent would be about 48% of your gross monthly income on ₹3L. Consider cost-cutting measures or a roommate.
The Gujarat region of average QoL score is 57/100. Ahmedabad leads with 56/100, reflecting safety, healthcare access, walkability, and green space.
Our index is benchmarked to 100 (national median). Sub-categories cover housing, food, transport, utilities, and healthcare. Data sources include MoSPI CPI, RBI, NHB RESIDEX, PLFS.
Ahmedabad: cost index 88, rent ₹12,000/mo, income ₹4,80,000/yr, QoL 56/100. Raipur: cost index 68, rent ₹7,000/mo, income ₹3,40,000/yr, QoL 59/100.
This analysis uses data from MoSPI CPI, RBI, NHB RESIDEX, PLFS to rank cities in India. The cost of living index is benchmarked to 100 (national median). Quality of life scores combine safety, healthcare, walkability, air quality, green space, and transit metrics. Salary ranges use national occupation data adjusted for local cost differences. Data is updated regularly to reflect current market conditions.