Loading
Assembling your view…
Crunching costs, sorting signals, rendering insights.
Crunching costs, sorting signals, rendering insights.
Average salary in Kochi: ₹4,80,000/year — ₹14,643 below the India median. Cost index 95, purchasing power 505263/100. Compare incomes across Kerala below.
Average salary in Kochi: ₹4,80,000/year — ₹14,643 below the India median. Cost index 95, purchasing power 505263/100. Compare incomes across Kerala below.
Kochi: cost index 95 (+2 vs national avg 93), rent ₹12,000/month.
Kerala region average cost index: 93. Kochi is +2 vs region peers.
Quality of life: 67/100 — safety 72, healthcare 82, walkability 42.
Safety score: 72/100 (crime rate 32.5/1k). National average: 62/100.
Here's the surprising part: Kochi has a cost index of 95 — 2 points above the India national average of 93. Median income is ₹4,80,000 with rent at ₹12,000/month, putting the rent-to-income ratio at 30%. This combination is rare — and valuable.
Zooming out, looking at Kerala as a whole, the spread across all 28 cities is 27 points on the cost index. Patna sits at the other end with index 68 and rent of ₹7,500/mo. This stands out as genuinely impressive.
On quality of life, Kochi scores a composite score of 67/100 — reflecting its safety (72), healthcare (82), and walkability (42) metrics. Zooming out, affordability and QoL don't always move in the same direction, and India is a good example of that tension.
| # | City | Cost Index | Rent/mo | Income |
|---|---|---|---|---|
| 1 | Kochi | 95 | ₹12,000 | ₹4,80,000 |
| 2 | Bengaluru | 132 | ₹25,000 | ₹8,50,000 |
| 3 | Gurugram | 125 | ₹22,000 | ₹7,80,000 |
| 4 | Mumbai | 142 | ₹35,000 | ₹7,20,000 |
| 5 | New Delhi | 128 | ₹22,000 | ₹6,80,000 |
| 6 | Hyderabad | 110 | ₹18,000 | ₹6,80,000 |
| 7 | Noida | 110 | ₹16,000 | ₹6,50,000 |
| 8 | Pune | 108 | ₹18,000 | ₹6,20,000 |
| 9 | Chennai | 112 | ₹18,000 | ₹5,80,000 |
| 10 | Chandigarh | 98 | ₹14,000 | ₹5,20,000 |
| 11 | Ahmedabad | 88 | ₹12,000 | ₹4,80,000 |
| 12 | Panaji | 105 | ₹15,000 | ₹4,80,000 |
| 13 | Kolkata | 88 | ₹12,000 | ₹4,50,000 |
| 14 | Surat | 82 | ₹10,000 | ₹4,50,000 |
| 15 | Thiruvananthapuram | 88 | ₹10,000 | ₹4,40,000 |
| 16 | Nagpur | 78 | ₹10,000 | ₹4,20,000 |
| 17 | Coimbatore | 82 | ₹10,000 | ₹4,20,000 |
| 18 | Jaipur | 85 | ₹11,000 | ₹4,20,000 |
| 19 | Visakhapatnam | 82 | ₹10,000 | ₹4,20,000 |
| 20 | Dehradun | 82 | ₹10,000 | ₹4,20,000 |
Kochi — cost index 95, rent ₹12,000/mo, income ₹4,80,000, QoL 67/100.
Bengaluru — cost index 132, rent ₹25,000/mo, income ₹8,50,000, QoL 50/100.
Gurugram — cost index 125, rent ₹22,000/mo, income ₹7,80,000, QoL 44/100.
Mumbai — cost index 142, rent ₹35,000/mo, income ₹7,20,000, QoL 43/100.
New Delhi — cost index 128, rent ₹22,000/mo, income ₹6,80,000, QoL 46/100.
The median gross income in Kochi is ₹4,80,000/year — below the India national average of ₹4,94,643.
The Kerala region of average QoL score is 57/100. Kochi leads with 67/100, reflecting safety, healthcare access, walkability, and green space.
Our index is benchmarked to 100 (national median). Sub-categories cover housing, food, transport, utilities, and healthcare. Data sources include MoSPI CPI, RBI, NHB RESIDEX, PLFS.
Kochi: cost index 95, rent ₹12,000/mo, income ₹4,80,000/yr, QoL 67/100. Bengaluru: cost index 132, rent ₹25,000/mo, income ₹8,50,000/yr, QoL 50/100.
This analysis uses data from MoSPI CPI, RBI, NHB RESIDEX, PLFS to rank cities in India. The cost of living index is benchmarked to 100 (national median). Quality of life scores combine safety, healthcare, walkability, air quality, green space, and transit metrics. Salary ranges use national occupation data adjusted for local cost differences. Data is updated regularly to reflect current market conditions.