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Crunching costs, sorting signals, rendering insights.
Crunching costs, sorting signals, rendering insights.
Average salary in Bengaluru: ₹8,50,000/year — ₹3,55,357 above the India median. Cost index 132, purchasing power 643939/100. Compare incomes across Karnataka below.
Average salary in Bengaluru: ₹8,50,000/year — ₹3,55,357 above the India median. Cost index 132, purchasing power 643939/100. Compare incomes across Karnataka below.
Bengaluru: cost index 132 (+39 vs national avg 93), rent ₹25,000/month.
Karnataka region average cost index: 93. Bengaluru is +39 vs region peers.
Quality of life: 50/100 — safety 58, healthcare 82, walkability 55.
Safety score: 58/100 (crime rate 48.5/1k). National average: 62/100.
Strip away assumptions, and something unexpected emerges. Bengaluru has a cost index of 132 — 39 points above the India national average of 93. Median income is ₹8,50,000 with rent at ₹25,000/month, putting the rent-to-income ratio at 35%. Financially, that's significant.
But here's the flip side: looking at Karnataka as a whole, the spread across all 28 cities is 64 points on the cost index. Patna sits at the other end with index 68 and rent of ₹7,500/mo. This stands out as genuinely impressive.
On quality of life, Bengaluru scores a composite score of 50/100 — reflecting its safety (58), healthcare (82), and walkability (55) metrics. Pair that with the housing data, and the pattern sharpens. affordability and QoL don't always move in the same direction, and India is a good example of that tension.
| # | City | Cost Index | Rent/mo | Income |
|---|---|---|---|---|
| 1 | Bengaluru | 132 | ₹25,000 | ₹8,50,000 |
| 2 | Gurugram | 125 | ₹22,000 | ₹7,80,000 |
| 3 | Mumbai | 142 | ₹35,000 | ₹7,20,000 |
| 4 | New Delhi | 128 | ₹22,000 | ₹6,80,000 |
| 5 | Hyderabad | 110 | ₹18,000 | ₹6,80,000 |
| 6 | Noida | 110 | ₹16,000 | ₹6,50,000 |
| 7 | Pune | 108 | ₹18,000 | ₹6,20,000 |
| 8 | Chennai | 112 | ₹18,000 | ₹5,80,000 |
| 9 | Chandigarh | 98 | ₹14,000 | ₹5,20,000 |
| 10 | Ahmedabad | 88 | ₹12,000 | ₹4,80,000 |
| 11 | Kochi | 95 | ₹12,000 | ₹4,80,000 |
| 12 | Panaji | 105 | ₹15,000 | ₹4,80,000 |
| 13 | Kolkata | 88 | ₹12,000 | ₹4,50,000 |
| 14 | Surat | 82 | ₹10,000 | ₹4,50,000 |
| 15 | Thiruvananthapuram | 88 | ₹10,000 | ₹4,40,000 |
| 16 | Nagpur | 78 | ₹10,000 | ₹4,20,000 |
| 17 | Coimbatore | 82 | ₹10,000 | ₹4,20,000 |
| 18 | Jaipur | 85 | ₹11,000 | ₹4,20,000 |
| 19 | Visakhapatnam | 82 | ₹10,000 | ₹4,20,000 |
| 20 | Dehradun | 82 | ₹10,000 | ₹4,20,000 |
Bengaluru — cost index 132, rent ₹25,000/mo, income ₹8,50,000, QoL 50/100.
Gurugram — cost index 125, rent ₹22,000/mo, income ₹7,80,000, QoL 44/100.
Mumbai — cost index 142, rent ₹35,000/mo, income ₹7,20,000, QoL 43/100.
New Delhi — cost index 128, rent ₹22,000/mo, income ₹6,80,000, QoL 46/100.
Hyderabad — cost index 110, rent ₹18,000/mo, income ₹6,80,000, QoL 53/100.
The median gross income in Bengaluru is ₹8,50,000/year — above the India national average of ₹4,94,643.
The Karnataka region of average QoL score is 57/100. Bengaluru leads with 50/100, reflecting safety, healthcare access, walkability, and green space.
Our index is benchmarked to 100 (national median). Sub-categories cover housing, food, transport, utilities, and healthcare. Data sources include MoSPI CPI, RBI, NHB RESIDEX, PLFS.
Bengaluru: cost index 132, rent ₹25,000/mo, income ₹8,50,000/yr, QoL 50/100. Gurugram: cost index 125, rent ₹22,000/mo, income ₹7,80,000/yr, QoL 44/100.
This analysis uses data from MoSPI CPI, RBI, NHB RESIDEX, PLFS to rank cities in India. The cost of living index is benchmarked to 100 (national median). Quality of life scores combine safety, healthcare, walkability, air quality, green space, and transit metrics. Salary ranges use national occupation data adjusted for local cost differences. Data is updated regularly to reflect current market conditions.