Clearwater

Clearwater, Florida is a growing city with a population of approximately 116,850. The overall cost of living index sits at 106, which is above the national average of 100. This means everyday expenses — housing, groceries, transportation, and healthcare — are roughly 6% more expensive compared to the typical U.S. city.

Housing is the largest cost driver in Clearwater. Median rent is $1,904 per month, while the median home price is $337,480. At a median household income of $64,440, rent consumes roughly 35% of gross income, which represents a moderate housing cost burden. The housing sub-index of 115 sits close to the national norm.

Beyond housing, healthcare is the most elevated non-shelter expense in Clearwater with a sub-index of 109, while utilities is comparatively more affordable at 97. State-level taxes also shape the true cost of living: Florida applies a 0.00% income tax rate, and property tax averages 0.80% of assessed home value. The combined sales tax rate is 7.05%. Local income tax may apply in some municipalities.

Over the past twelve months, the cost of living in Clearwater has remained relatively stable. Among the 22 tracked cities in Florida, Clearwater ranks #7 from most to least affordable. Whether you're evaluating a job offer, planning a relocation, or comparing salary purchasing power, these numbers give a grounded, data-backed view of what life in Clearwater actually costs.