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Crunching costs, sorting signals, rendering insights.
Crunching costs, sorting signals, rendering insights.
Plymouth vs Swansea in 2026: cost index 94 vs 84, rent £800 vs £650, income £29,500 vs £28,000, QoL 64 vs 66.
Plymouth vs Swansea in 2026: cost index 94 vs 84, rent £800 vs £650, income £29,500 vs £28,000, QoL 64 vs 66.
Plymouth ranks #1 with a cost index of 94 and rent of £800/month.
Average cost index across these cities: 89 (-10 vs national average of 99).
Average quality of life: 65/100. Top: Plymouth at 64/100.
Safest city: Plymouth (65/100 safety score).
Here's what the headline numbers don't tell you: Plymouth stands out as the top-ranked city in this analysis. With a cost index of 94 and median income of £29,500, it offers below-average costs relative to the rest of United Kingdom. This is where the math gets real for actual people.
On quality of life, Swansea leads with a composite score of 66/100 — reflecting its safety (62), healthcare (65), and walkability (62) metrics. And there's one more thing: affordability and QoL don't always move in the same direction, and United Kingdom is a good example of that tension.
The country average QoL score is 61/100. Plymouth leads with 64/100, reflecting its safety, healthcare access, walkability, and green space.
Our index is benchmarked to 100 (national median). Sub-categories cover housing, food, transport, utilities, and healthcare. Data sources include ONS, Land Registry, HMRC.
Plymouth (ranked #1) has a cost index of 94 and rent of £800/mo. Swansea (#2) has index 84 and rent £650/mo — a 10-point gap.