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Crunching costs, sorting signals, rendering insights.
Crunching costs, sorting signals, rendering insights.
Liverpool vs Southampton in 2026: cost index 88 vs 110, rent £750 vs £1,050, income £29,000 vs £33,500, QoL 58 vs 57.
Liverpool vs Southampton in 2026: cost index 88 vs 110, rent £750 vs £1,050, income £29,000 vs £33,500, QoL 58 vs 57.
Liverpool ranks #1 with a cost index of 88 and rent of £750/month.
Average cost index across these cities: 99 (0 vs national average of 99).
Average quality of life: 58/100. Top: Liverpool at 58/100.
Safest city: Southampton (60/100 safety score).
Here's what the headline numbers don't tell you: Liverpool stands out as the top-ranked city in this analysis. With a cost index of 88 and median income of £29,000, it offers below-average costs relative to the rest of United Kingdom. This combination is rare — and valuable.
On quality of life, Liverpool leads with a composite score of 58/100 — reflecting its safety (52), healthcare (70), and walkability (72) metrics. Pair that with the housing data, and the pattern sharpens. affordability and QoL don't always move in the same direction, and United Kingdom is a good example of that tension.
The country average QoL score is 61/100. Liverpool leads with 58/100, reflecting its safety, healthcare access, walkability, and green space.
Our index is benchmarked to 100 (national median). Sub-categories cover housing, food, transport, utilities, and healthcare. Data sources include ONS, Land Registry, HMRC.
Liverpool (ranked #1) has a cost index of 88 and rent of £750/mo. Southampton (#2) has index 110 and rent £1,050/mo — a 22-point gap.