Assembling your view…
Crunching costs, sorting signals, rendering insights.
Crunching costs, sorting signals, rendering insights.
Edinburgh vs Swansea in 2026: cost index 105 vs 84, rent £1,100 vs £650, income £35,000 vs £28,000, QoL 67 vs 66.
Edinburgh vs Swansea in 2026: cost index 105 vs 84, rent £1,100 vs £650, income £35,000 vs £28,000, QoL 67 vs 66.
Edinburgh ranks #1 with a cost index of 105 and rent of £1,100/month.
Average cost index across these cities: 95 (-4 vs national average of 99).
Average quality of life: 67/100. Top: Edinburgh at 67/100.
Safest city: Edinburgh (72/100 safety score).
The conventional wisdom says one thing. The data says another: Edinburgh stands out as the top-ranked city in this analysis. With a cost index of 105 and median income of £35,000, it offers competitive value despite costs slightly above the national median. Financially, that's significant.
On quality of life, Edinburgh leads with a composite score of 67/100 — reflecting its safety (72), healthcare (80), and walkability (84) metrics. Context matters here. affordability and QoL don't always move in the same direction, and United Kingdom is a good example of that tension.
The country average QoL score is 61/100. Edinburgh leads with 67/100, reflecting its safety, healthcare access, walkability, and green space.
Our index is benchmarked to 100 (national median). Sub-categories cover housing, food, transport, utilities, and healthcare. Data sources include ONS, Land Registry, HMRC.
Edinburgh (ranked #1) has a cost index of 105 and rent of £1,100/mo. Swansea (#2) has index 84 and rent £650/mo — a 21-point gap.