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Crunching costs, sorting signals, rendering insights.
Birmingham vs Belfast in 2026: cost index 97 vs 89, rent £950 vs £780, income £32,200 vs £30,500, QoL 56 vs 62.
Birmingham vs Belfast in 2026: cost index 97 vs 89, rent £950 vs £780, income £32,200 vs £30,500, QoL 56 vs 62.
Birmingham: cost index 97 (-6 vs national avg 103), rent £950/month.
West Midlands region average cost index: 93. Birmingham is +4 vs region peers.
Quality of life: 56/100 — safety 52, healthcare 70, walkability 68.
Safety score: 52/100 (crime rate 103.2/1k). National average: 61/100.
The conventional wisdom says one thing. The data says another: Birmingham has a cost index of 97 — 6 points below the United Kingdom national average of 103. Median income is £32,200 with rent at £950/month, putting the rent-to-income ratio at 35%. This combination is rare — and valuable.
On quality of life, Birmingham scores a composite score of 56/100 — reflecting its safety (52), healthcare (70), and walkability (68) metrics. Layer in taxes, though, and the math changes. affordability and QoL don't always move in the same direction, and United Kingdom is a good example of that tension.
Birmingham has a cost index of 97 (national avg: 103), rent £950/mo, median income £32,200/yr, and a quality of life score of 56/100.
The West Midlands region of average QoL score is 59/100. Birmingham leads with 56/100, reflecting safety, healthcare access, walkability, and green space.
Our index is benchmarked to 100 (national median). Sub-categories cover housing, food, transport, utilities, and healthcare. Data sources include ONS, Land Registry, HMRC.
Birmingham: cost index 97, rent £950/mo, income £32,200/yr, QoL 56/100. Belfast: cost index 89, rent £780/mo, income £30,500/yr, QoL 62/100.