Zillow ZHVI — Zillow Home Value Index provides smoothed, seasonally-adjusted median home values per metro area.
Mortgage Model — 20% down, 7% 30-yr fixed. Property taxes, insurance, HOA are not included. Use as directional guidance only.
Rent vs Own Ratio — Monthly rent ÷ mortgage. Below 0.8 → buying favored. Above 1.2 → renting favored.
Updated monthly · March 2026