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Crunching costs, sorting signals, rendering insights.
Crunching costs, sorting signals, rendering insights.
Can you afford Visby on a 550K kr salary? Rent would be 18% of gross monthly income — within the recommended 30% threshold. Budget breakdown vs Gotland peers below.
Can you afford Visby on a 550K kr salary? Rent would be 18% of gross monthly income — within the recommended 30% threshold. Budget breakdown vs Gotland peers below.
| # | City | Cost Index | Rent/mo | Income |
|---|---|---|---|---|
| 1 | Visby | 100 | 8 200 kr | 347 000 kr |
| 2 | Karlskrona | 90 | 6 900 kr | 341 000 kr |
| 3 | Kalmar | 90 | 7 200 kr | 347 000 kr |
| 4 | Sundsvall | 93 | 7 400 kr | 357 000 kr |
| 5 | Falun | 93 | 7 500 kr | 357 000 kr |
| 6 | Gävle | 93 | 7 500 kr | 352 000 kr |
| 7 | Växjö | 95 | 7 500 kr | 357 000 kr |
| 8 | Karlstad | 94 | 7 500 kr | 357 000 kr |
| 9 | Östersund | 94 | 7 500 kr | 357 000 kr |
| 10 | Luleå | 96 | 7 600 kr | 378 000 kr |
| 11 | Eskilstuna | 96 | 7 700 kr | 357 000 kr |
| 12 | Jönköping | 96 | 7 900 kr | 362 000 kr |
| 13 | Örebro | 97 | 8 000 kr | 362 000 kr |
| 14 | Västerås | 99 | 8 000 kr | 362 000 kr |
| 15 | Norrköping | 96 | 8 100 kr | 357 000 kr |
| 16 | Umeå | 101 | 8 300 kr | 373 000 kr |
| 17 | Linköping | 102 | 8 700 kr | 378 000 kr |
| 18 | Halmstad | 104 | 8 700 kr | 383 000 kr |
| 19 | Helsingborg | 103 | 9 000 kr | 368 000 kr |
| 20 | Malmö | 108 | 9 500 kr | 378 000 kr |
Visby: cost index 100 (-1 vs national avg 101), rent 8 200 kr/month.
Gotland region average cost index: 101. Visby is -1 vs region peers.
Quality of life: 70/100 — safety 88, healthcare 68, walkability 78.
Safety score: 88/100 (crime rate 22.1/1k). National average: 73/100.
On a 550K kr salary, rent in Visby is 18% of gross monthly income — within the 30% rule.
Here's what the headline numbers don't tell you: Visby has a cost index of 100 — 1 points below the Sweden national average of 101. Median income is 347 000 kr with rent at 8 200 kr/month, putting the rent-to-income ratio at 28%. That's a strong position by any measure.
Layer in taxes, though, and the math changes. looking at Gotland as a whole, the spread across all 24 cities is 36 points on the cost index. Stockholm sits at the other end with index 136 and rent of 13 200 kr/mo. This combination is rare — and valuable.
On quality of life, Visby scores a composite score of 70/100 — reflecting its safety (88), healthcare (68), and walkability (78) metrics. Here's where it gets complicated: affordability and QoL don't always move in the same direction, and Sweden is a good example of that tension.
Visby — cost index 100, rent 8 200 kr/mo, income 347 000 kr, QoL 70/100.
Karlskrona — cost index 90, rent 6 900 kr/mo, income 341 000 kr, QoL 71/100.
Kalmar — cost index 90, rent 7 200 kr/mo, income 347 000 kr, QoL 72/100.
Sundsvall — cost index 93, rent 7 400 kr/mo, income 357 000 kr, QoL 69/100.
Falun — cost index 93, rent 7 500 kr/mo, income 357 000 kr, QoL 70/100.
Visby has a cost index of 100 (national avg: 101), rent 8 200 kr/mo, median income 347 000 kr/yr, and a quality of life score of 70/100.
In Visby, rent would be about 18% of your gross monthly income on 550K kr. Well within the recommended 30% threshold.
The Gotland region of average QoL score is 69/100. Visby leads with 70/100, reflecting safety, healthcare access, walkability, and green space.
Our index is benchmarked to 100 (national median). Sub-categories cover housing, food, transport, utilities, and healthcare. Data sources include SCB, Lantmäteriet, Skatteverket.
Visby: cost index 100, rent 8 200 kr/mo, income 347 000 kr/yr, QoL 70/100. Karlskrona: cost index 90, rent 6 900 kr/mo, income 341 000 kr/yr, QoL 71/100.
This analysis uses data from SCB, Lantmäteriet, Skatteverket to rank cities in Sweden. The cost of living index is benchmarked to 100 (national median). Quality of life scores combine safety, healthcare, walkability, air quality, green space, and transit metrics. Salary ranges use national occupation data adjusted for local cost differences. Data is updated regularly to reflect current market conditions.