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Crunching costs, sorting signals, rendering insights.
Crunching costs, sorting signals, rendering insights.
Can you afford Sundsvall on a 900K kr salary? Rent would be 10% of gross monthly income — within the recommended 30% threshold. Budget breakdown vs Västernorrland peers below.
Can you afford Sundsvall on a 900K kr salary? Rent would be 10% of gross monthly income — within the recommended 30% threshold. Budget breakdown vs Västernorrland peers below.
| # | City | Cost Index | Rent/mo | Income |
|---|---|---|---|---|
| 1 | Sundsvall | 93 | 7 400 kr | 357 000 kr |
| 2 | Karlskrona | 90 | 6 900 kr | 341 000 kr |
| 3 | Kalmar | 90 | 7 200 kr | 347 000 kr |
| 4 | Falun | 93 | 7 500 kr | 357 000 kr |
| 5 | Gävle | 93 | 7 500 kr | 352 000 kr |
| 6 | Växjö | 95 | 7 500 kr | 357 000 kr |
| 7 | Karlstad | 94 | 7 500 kr | 357 000 kr |
| 8 | Östersund | 94 | 7 500 kr | 357 000 kr |
| 9 | Luleå | 96 | 7 600 kr | 378 000 kr |
| 10 | Eskilstuna | 96 | 7 700 kr | 357 000 kr |
| 11 | Jönköping | 96 | 7 900 kr | 362 000 kr |
| 12 | Örebro | 97 | 8 000 kr | 362 000 kr |
| 13 | Västerås | 99 | 8 000 kr | 362 000 kr |
| 14 | Norrköping | 96 | 8 100 kr | 357 000 kr |
| 15 | Visby | 100 | 8 200 kr | 347 000 kr |
| 16 | Umeå | 101 | 8 300 kr | 373 000 kr |
| 17 | Linköping | 102 | 8 700 kr | 378 000 kr |
| 18 | Halmstad | 104 | 8 700 kr | 383 000 kr |
| 19 | Helsingborg | 103 | 9 000 kr | 368 000 kr |
| 20 | Malmö | 108 | 9 500 kr | 378 000 kr |
Sundsvall: cost index 93 (-8 vs national avg 101), rent 7 400 kr/month.
Västernorrland region average cost index: 101. Sundsvall is -8 vs region peers.
Quality of life: 69/100 — safety 72, healthcare 72, walkability 64.
Safety score: 72/100 (crime rate 52.1/1k). National average: 73/100.
On a 900K kr salary, rent in Sundsvall is 10% of gross monthly income — within the 30% rule.
Most comparisons stop at rent. We didn't. Sundsvall has a cost index of 93 — 8 points below the Sweden national average of 101. Median income is 357 000 kr with rent at 7 400 kr/month, putting the rent-to-income ratio at 25%. Financially, that's significant.
Pair that with the housing data, and the pattern sharpens. looking at Västernorrland as a whole, the spread across all 24 cities is 43 points on the cost index. Stockholm sits at the other end with index 136 and rent of 13 200 kr/mo. This combination is rare — and valuable.
On quality of life, Sundsvall scores a composite score of 69/100 — reflecting its safety (72), healthcare (72), and walkability (64) metrics. Layer in taxes, though, and the math changes. affordability and QoL don't always move in the same direction, and Sweden is a good example of that tension.
Sundsvall — cost index 93, rent 7 400 kr/mo, income 357 000 kr, QoL 69/100.
Karlskrona — cost index 90, rent 6 900 kr/mo, income 341 000 kr, QoL 71/100.
Kalmar — cost index 90, rent 7 200 kr/mo, income 347 000 kr, QoL 72/100.
Falun — cost index 93, rent 7 500 kr/mo, income 357 000 kr, QoL 70/100.
Gävle — cost index 93, rent 7 500 kr/mo, income 352 000 kr, QoL 69/100.
Sundsvall has a cost index of 93 (national avg: 101), rent 7 400 kr/mo, median income 357 000 kr/yr, and a quality of life score of 69/100.
In Sundsvall, rent would be about 10% of your gross monthly income on 900K kr. Well within the recommended 30% threshold.
The Västernorrland region of average QoL score is 69/100. Sundsvall leads with 69/100, reflecting safety, healthcare access, walkability, and green space.
Our index is benchmarked to 100 (national median). Sub-categories cover housing, food, transport, utilities, and healthcare. Data sources include SCB, Lantmäteriet, Skatteverket.
Sundsvall: cost index 93, rent 7 400 kr/mo, income 357 000 kr/yr, QoL 69/100. Karlskrona: cost index 90, rent 6 900 kr/mo, income 341 000 kr/yr, QoL 71/100.
This analysis uses data from SCB, Lantmäteriet, Skatteverket to rank cities in Sweden. The cost of living index is benchmarked to 100 (national median). Quality of life scores combine safety, healthcare, walkability, air quality, green space, and transit metrics. Salary ranges use national occupation data adjusted for local cost differences. Data is updated regularly to reflect current market conditions.