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Crunching costs, sorting signals, rendering insights.
Crunching costs, sorting signals, rendering insights.
Can you afford Luleå on a 350K kr salary? Rent would be 26% of gross monthly income — within the recommended 30% threshold. Budget breakdown vs Norrbotten peers below.
Can you afford Luleå on a 350K kr salary? Rent would be 26% of gross monthly income — within the recommended 30% threshold. Budget breakdown vs Norrbotten peers below.
| # | City | Cost Index | Rent/mo | Income |
|---|---|---|---|---|
| 1 | Luleå | 96 | 7 600 kr | 378 000 kr |
| 2 | Karlskrona | 90 | 6 900 kr | 341 000 kr |
| 3 | Kalmar | 90 | 7 200 kr | 347 000 kr |
| 4 | Sundsvall | 93 | 7 400 kr | 357 000 kr |
| 5 | Falun | 93 | 7 500 kr | 357 000 kr |
| 6 | Gävle | 93 | 7 500 kr | 352 000 kr |
| 7 | Växjö | 95 | 7 500 kr | 357 000 kr |
| 8 | Karlstad | 94 | 7 500 kr | 357 000 kr |
| 9 | Östersund | 94 | 7 500 kr | 357 000 kr |
| 10 | Eskilstuna | 96 | 7 700 kr | 357 000 kr |
| 11 | Jönköping | 96 | 7 900 kr | 362 000 kr |
| 12 | Örebro | 97 | 8 000 kr | 362 000 kr |
| 13 | Västerås | 99 | 8 000 kr | 362 000 kr |
| 14 | Norrköping | 96 | 8 100 kr | 357 000 kr |
| 15 | Visby | 100 | 8 200 kr | 347 000 kr |
| 16 | Umeå | 101 | 8 300 kr | 373 000 kr |
| 17 | Linköping | 102 | 8 700 kr | 378 000 kr |
| 18 | Halmstad | 104 | 8 700 kr | 383 000 kr |
| 19 | Helsingborg | 103 | 9 000 kr | 368 000 kr |
| 20 | Malmö | 108 | 9 500 kr | 378 000 kr |
Luleå: cost index 96 (-5 vs national avg 101), rent 7 600 kr/month.
Norrbotten region average cost index: 101. Luleå is -5 vs region peers.
Quality of life: 70/100 — safety 82, healthcare 74, walkability 60.
Safety score: 82/100 (crime rate 32.1/1k). National average: 73/100.
On a 350K kr salary, rent in Luleå is 26% of gross monthly income — within the 30% rule.
Strip away assumptions, and something unexpected emerges. Luleå has a cost index of 96 — 5 points below the Sweden national average of 101. Median income is 378 000 kr with rent at 7 600 kr/month, putting the rent-to-income ratio at 24%. That's a strong position by any measure.
But here's the flip side: looking at Norrbotten as a whole, the spread across all 24 cities is 40 points on the cost index. Stockholm sits at the other end with index 136 and rent of 13 200 kr/mo. That's a strong position by any measure.
On quality of life, Luleå scores a composite score of 70/100 — reflecting its safety (82), healthcare (74), and walkability (60) metrics. And here's the trade-off: affordability and QoL don't always move in the same direction, and Sweden is a good example of that tension.
Luleå — cost index 96, rent 7 600 kr/mo, income 378 000 kr, QoL 70/100.
Karlskrona — cost index 90, rent 6 900 kr/mo, income 341 000 kr, QoL 71/100.
Kalmar — cost index 90, rent 7 200 kr/mo, income 347 000 kr, QoL 72/100.
Sundsvall — cost index 93, rent 7 400 kr/mo, income 357 000 kr, QoL 69/100.
Falun — cost index 93, rent 7 500 kr/mo, income 357 000 kr, QoL 70/100.
Luleå has a cost index of 96 (national avg: 101), rent 7 600 kr/mo, median income 378 000 kr/yr, and a quality of life score of 70/100.
In Luleå, rent would be about 26% of your gross monthly income on 350K kr. Well within the recommended 30% threshold.
The Norrbotten region of average QoL score is 69/100. Luleå leads with 70/100, reflecting safety, healthcare access, walkability, and green space.
Our index is benchmarked to 100 (national median). Sub-categories cover housing, food, transport, utilities, and healthcare. Data sources include SCB, Lantmäteriet, Skatteverket.
Luleå: cost index 96, rent 7 600 kr/mo, income 378 000 kr/yr, QoL 70/100. Karlskrona: cost index 90, rent 6 900 kr/mo, income 341 000 kr/yr, QoL 71/100.
This analysis uses data from SCB, Lantmäteriet, Skatteverket to rank cities in Sweden. The cost of living index is benchmarked to 100 (national median). Quality of life scores combine safety, healthcare, walkability, air quality, green space, and transit metrics. Salary ranges use national occupation data adjusted for local cost differences. Data is updated regularly to reflect current market conditions.