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Crunching costs, sorting signals, rendering insights.
Crunching costs, sorting signals, rendering insights.
Dollar for dollar, few states match Pennsylvania's value. 3 out of 3 cities undercut the national cost index of 111. Leading the pack: Pittsburgh at index 88, where median rent of $1,516/month saves renters $4,548/year versus the national median.
303,255 residents · Pennsylvania
A closer look at Pittsburgh: the cost index of 88 breaks down to a Housing index of 88 (strongest category) and a Healthcare index of 98 (weakest). Median rent is $1,516/month — 20% below the national median — while household income sits at $64,137, meaning locals spend about 28% of income on rent. That's within the recommended 30% threshold, though it doesn't leave much room. No gimmicks — just good numbers.
1,550,542 residents · Pennsylvania
Philadelphia earns its position at #2 through a combination that's hard to replicate. And generally speaking, the 101 cost index sits 10 points below the national baseline, and the $60,698 median income means purchasing power here is amplified by the low cost base. Homes list at $229,411 — $237,959 below the national median — a genuine ownership opportunity. On the cost side, Healthcare leads the way at 100, while Housing trails at 101.
124,880 residents · Pennsylvania
A closer look at Allentown: the cost index of 99 breaks down to a Housing index of 99 (strongest category) and a Healthcare index of 100 (weakest). Median rent is $1,699/month — 10% below the national median — while household income sits at $53,403, meaning locals spend about 38% of income on rent. That exceeds the recommended 30% threshold — affordability here depends on earning above the median (and that gap widens if you factor in state taxes).
#1 Ranked: Pittsburgh — cost index 88, rent $1,516/mo, income $64,137
Pittsburgh rent up 3% over the past year
3 of 3 cities come in below the national cost-of-living average of 111
Data sourced from Census Bureau, Zillow, BLS, and Tax Foundation — current as of 2026
| Rank | City | Cost Index | Median Rent | |
|---|---|---|---|---|
| 1 | Pittsburgh | 88 | $1,516 | Details |
| 2 | Philadelphia | 101 | $1,734 | Details |
| 3 | Allentown | 99 | $1,699 | Details |
Dollar for dollar, few states match Pennsylvania's value. 3 out of 3 cities undercut the national cost index of 111. Leading the pack: Pittsburgh at index 88, where median rent of $1,516/month saves renters $4,548/year versus the national median.
A closer look at Pittsburgh: the cost index of 88 breaks down to a Housing index of 88 (strongest category) and a Healthcare index of 98 (weakest). Median rent is $1,516/month — 20% below the national median — while household income sits at $64,137, meaning locals spend about 28% of income on rent. That's within the recommended 30% threshold, though it doesn't leave much room.
If you're ready to act on this, three things to do next: 1) Click into the city pages for the top 3 and check rent trends — direction matters more than the snapshot. 2) Run your income through the salary calculator for a personalized cost comparison. 3) Compare your top two picks head-to-head on our comparison page. The data is here; the decision is yours.
Cities are ranked by median household income using Census ACS data. Income alone doesn't tell the full story — we also show cost of living index so you can gauge real purchasing power in each city across Pennsylvania. All data is sourced from federal agencies and verified research institutions. Cost of living indices are normalized to 100 (national median) using Zillow rent as the primary signal, with sub-category adjustments derived from regional BLS price data. Rankings are updated monthly as new data is released.
Pittsburgh ranks #1 in Pennsylvania for this analysis with a cost index of 88 and median income of $64,137.
Our cost of living index uses real Zillow rent data as the foundation, indexed to 100 (national median). Sub-categories (housing, food, transport, utilities, healthcare) are derived from the overall index with regional adjustments. Data is updated monthly.
Pittsburgh (ranked #1) has a cost index of 88 and rent of $1,516/mo, while Allentown (ranked #3) has a cost index of 99 and rent of $1,699/mo — a 11-point difference in cost of living.
City data is refreshed monthly from Census Bureau population estimates, Zillow rent and home price indices, BLS salary data, and Tax Foundation tax rates. Last updated: 2026.
The median 1-bedroom rent in Pittsburgh is $1,516/month as of 2026, based on Zillow's Observed Rent Index. This is $379 below the national median of $1,895/month.
The median home price in Pittsburgh is $230,723, which is 3.6× the local median income. It's on the edge of affordability for median-income households. The national median home price is $467,370.
Pennsylvania has a 3.07% state income tax rate. Combined state and local sales tax averages 6.34%, and the effective property tax rate is 1.36%.
This ranking was generated using data current as of early 2026. Population and income data comes from the Census Bureau's American Community Survey (5-year estimates). Rent and home price data is from Zillow's monthly releases. Tax rates are from the Tax Foundation's 2025 edition. Rankings are refreshed monthly.