Assembling your view…
Crunching costs, sorting signals, rendering insights.
Crunching costs, sorting signals, rendering insights.
Premium market, smart picks: while New Hampshire trends above the national average, the gap between the most and least expensive cities here is wider than you'd think. Manchester at index 115 is the standout — offering meaningful savings without leaving New Hampshire.
Premium market, smart picks: while New Hampshire trends above the national average, the gap between the most and least expensive cities here is wider than you'd think. Manchester at index 115 is the standout — offering meaningful savings without leaving New Hampshire.
Manchester earns its position at #1 through a combination that's hard to replicate. The 115 cost index sits 4 points above the national baseline, and the $77,415 — for better or worse — median income means purchasing power here is partially offset by higher costs. Homes list at $427,321 — $40,049 below the national median — a genuine ownership opportunity. On the cost side, Healthcare leads the way at 103, while Housing trails at 115. Can we talk about how broken the conversation around affordability is? A city gets labeled 'cheap' and suddenly everyone assumes there's a catch — bad schools, no jobs, nothing to do. But look at the income numbers here. Look at the cost categories. This isn't a budget consolation prize. It's a genuine alternative to the coastal rat race, and the data makes that case more convincingly than any think piece (and that gap widens if you factor in state taxes). Below the radar, but not for long.
Rent data is sourced from Zillow's Observed Rent Index (ZORI), which tracks the median rent across all active listings — not just new leases. This gives a more representative and stable signal than asking prices alone. Manchester: $1,976/mo (though the trend is moving in the right direction).
The same data, viewed through a different lens: State context matters: New Hampshire's 1 cities average a 115 cost index with $1,976/month median rent and $77,415 household income. No income tax in a traditionally expensive region. The linked city profiles go deeper than this ranking ever could.
Bottom line: Manchester leads this ranking for clear, data-backed reasons — but the "best" city depends on your priorities. Click into any city below to see the full detail page with 12-month trend charts, profession-specific salary data, and a breakdown of all five cost categories. If you're seriously considering a move, use our salary calculator to model your specific income against these numbers.
#1 Ranked: Manchester — cost index 115, rent $1,976/mo, income $77,415
0 of 1 cities come in below the national cost-of-living average of 111
Data sourced from Census Bureau, Zillow, BLS, and Tax Foundation — current as of 2026
| Rank | City | Cost Index | Median Rent | |
|---|---|---|---|---|
| 1 | Manchester | 115 | $1,976 | Details |
115,474 residents · New Hampshire
A closer look at Manchester: the cost index of 115 breaks down to a Healthcare index of 103 (strongest category) and a Housing index of 115 (weakest). Median rent is $1,976/month — 4% above the national median — while household income sits at $77,415, meaning locals spend about 31% of income on rent. That exceeds the recommended 30% threshold — affordability here depends on earning above the median.
Cities with the highest rents in New Hampshire are ranked from most expensive to least. High rent doesn't always mean unaffordable — we pair rent data with income to show the full picture. All data is sourced from federal agencies and verified research institutions. Cost of living indices are normalized to 100 (national median) using Zillow rent as the primary signal, with sub-category adjustments derived from regional BLS price data. Rankings are updated monthly as new data is released.
Manchester ranks #1 in New Hampshire for this analysis with a cost index of 115 and median income of $77,415.
Our cost of living index uses real Zillow rent data as the foundation, indexed to 100 (national median). Sub-categories (housing, food, transport, utilities, healthcare) are derived from the overall index with regional adjustments. Data is updated monthly.
City data is refreshed monthly from Census Bureau population estimates, Zillow rent and home price indices, BLS salary data, and Tax Foundation tax rates. Last updated: 2026.
The median 1-bedroom rent in Manchester is $1,976/month as of 2026, based on Zillow's Observed Rent Index. This is $81 above the national median of $1,895/month.
The median home price in Manchester is $427,321, which is 5.5× the local median income. Most median-income households would stretch to buy at this ratio. The national median home price is $467,370.
New Hampshire has a 0% state income tax rate — one of the states with no income tax. Combined state and local sales tax averages 0%, and the effective property tax rate is 1.57%.
This ranking was generated using data current as of early 2026. Population and income data comes from the Census Bureau's American Community Survey (5-year estimates). Rent and home price data is from Zillow's monthly releases. Tax rates are from the Tax Foundation's 2025 edition. Rankings are refreshed monthly.