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Crunching costs, sorting signals, rendering insights.
Crunching costs, sorting signals, rendering insights.
The numbers are clear: 2 of 2 cities beat the national cost-of-living benchmark of 111. Nashville stands out at 103 on the index, with rent of $1,772/month and household income of $75,197. Assembled from 2026 Census, Zillow, and BLS data.
The numbers are clear: 2 of 2 cities beat the national cost-of-living benchmark of 111. Nashville stands out at 103 on the index, with rent of $1,772/month and household income of $75,197. Assembled from 2026 Census, Zillow, and BLS data.
The ranking uses a composite of 2026 data from Census Bureau population/income surveys, Zillow rent and home price indices, BLS salary benchmarks, and Tax Foundation tax rates. Take it or leave it — the data is what it is. Nashville (index 103, rent $1,772); Colorado Springs (index 97, rent $1,667). Each city profile below links to the full detail page with 12-month trends, salary breakdowns, and cost category comparisons (not adjusted for inflation, but still telling).
Nashville earns its position at #1 through a combination that's hard to replicate. The 103 cost index sits 8 points below the national baseline, and the $75,197 median income means purchasing power here is amplified by the low cost base. Homes list at $429,861 — $37,509 below the national median — a genuine ownership opportunity. On the cost side, Healthcare leads the way at 101, while Housing trails at 103.
If you only look at rent, it's perfect. Zoom out and it's complicated. In Nashville, the housing index sits at 103 — not a dealbreaker, but worth knowing about.
What to do with this data: use the ranking as a shortlist, then dig into the city profiles for trend lines and category breakdowns. The difference between #1 and #5 is often smaller than the difference between "good on paper" and "actually fits my life." Compare your top picks with our calculator to see real take-home numbers.
#1 Ranked: Nashville, TN — cost index 103, rent $1,772/mo, income $75,197
2 of 2 cities come in below the national cost-of-living average of 111
Data sourced from Census Bureau, Zillow, BLS, and Tax Foundation — current as of 2026
| Rank | City | Cost Index | Median Rent | |
|---|---|---|---|---|
| 1 | NashvilleTN | 103 | $1,772 | Details |
| 2 | Colorado SpringsCO | 97 | $1,667 | Details |
687,788 residents · Tennessee
The numbers for Nashville are straightforward: 103 on the cost index, $1,772/month rent, $75,197 income. Not the most exciting entry in the list, but solid. It lines up with what you'd expect.
488,664 residents · Colorado
Why Colorado Springs ranks #2: the numbers tell a clear story. At 97 on the cost index, residents save roughly 14% less than the typical American. Rent sits at $1,667/month while the median household pulls in $83,198/year. The Housing category is particularly strong at 97, though Healthcare (99) lags behind. Home prices average $446,132 — $21,238 below the national median.
Our cost of living index uses real Zillow rent data as the foundation, indexed to 100 (national median). Sub-categories (housing, food, transport, utilities, healthcare) are derived from the overall index with regional adjustments. Data is updated monthly.
Nashville (ranked #1) has a cost index of 103 and rent of $1,772/mo, while Colorado Springs (ranked #2) has a cost index of 97 and rent of $1,667/mo — a 6-point difference in cost of living.
City data is refreshed monthly from Census Bureau population estimates, Zillow rent and home price indices, BLS salary data, and Tax Foundation tax rates. Last updated: 2026.
The median 1-bedroom rent in Nashville is $1,772/month as of 2026, based on Zillow's Observed Rent Index. This is $123 below the national median of $1,895/month.
The median home price in Nashville is $429,861, which is 5.7× the local median income. Most median-income households would stretch to buy at this ratio. The national median home price is $467,370.
This ranking was generated using data current as of early 2026. Population and income data comes from the Census Bureau's American Community Survey (5-year estimates). Rent and home price data is from Zillow's monthly releases. Tax rates are from the Tax Foundation's 2025 edition. Rankings are refreshed monthly.