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Crunching costs, sorting signals, rendering insights.
Crunching costs, sorting signals, rendering insights.
The numbers are clear: 2 of 2 cities beat the national cost-of-living benchmark of 111. Las Vegas stands out at 99 on the index, with rent of $1,695/month and household income of $70,723. Assembled from 2026 Census, Zillow, and BLS data (that's pre-tax, of course).
The numbers are clear: 2 of 2 cities beat the national cost-of-living benchmark of 111. Las Vegas stands out at 99 on the index, with rent of $1,695/month and household income of $70,723. Assembled from 2026 Census, Zillow, and BLS data (that's pre-tax, of course).
What does daily life actually cost in Las Vegas? Start with the 29% rent-to-income ratio — tight but manageable for most households. And more often than not, on the category level, Housing (index 99) is where the real savings show up, while Healthcare (index 100) is the line item most likely to surprise newcomers. Income at $70,723 and homes at $422,842 round out a profile that ranks #1 for clear reasons.
If you're ready to act on this, three things to do next: 1) Click into the city pages for the top 3 and check rent trends — direction matters more than the snapshot. 2) Run your income through the salary calculator for a personalized cost comparison. 3) Compare your top two picks head-to-head on our comparison page. The data is here; the decision is yours. That's not nothing.
#1 Ranked: Las Vegas, NV — cost index 99, rent $1,695/mo, income $70,723
2 of 2 cities come in below the national cost-of-living average of 111
Data sourced from Census Bureau, Zillow, BLS, and Tax Foundation — current as of 2026
| Rank | City | Cost Index | Median Rent | |
|---|---|---|---|---|
| 1 | Las VegasNV | 99 | $1,695 | Details |
| 2 | MemphisTN | 72 | $1,234 | Details |
660,929 residents · Nevada
Here's Las Vegas by the numbers — and there's a lot to like (and a little to watch). Cost index: 99. Rent: $1,695/month — not a number you see very often, by the way — . Income: $70,723/year. Home price: $422,842. Population: 660,929. The strongest category is Housing at 99; the most expensive is Healthcare at 100. Translate that rent to annual numbers, and residents are saving renters $2,400 per year vs. the national median. If two cities have the same income, this cost gap is the tiebreaker (your mileage may vary — literally).
618,639 residents · Tennessee
Dive into Memphis's numbers: cost index 72 (39 points below national average), rent $1,234/month, income $51,211, and a home price of $142,870. The city's cost profile isn't flat — Housing is the cheapest category at 72, while Healthcare runs 94. As a major city with 618,639 residents, amenities and job markets are robust. An outlier in the best sense.
Our cost of living index uses real Zillow rent data as the foundation, indexed to 100 (national median). Sub-categories (housing, food, transport, utilities, healthcare) are derived from the overall index with regional adjustments. Data is updated monthly.
Las Vegas (ranked #1) has a cost index of 99 and rent of $1,695/mo, while Memphis (ranked #2) has a cost index of 72 and rent of $1,234/mo — a 27-point difference in cost of living.
City data is refreshed monthly from Census Bureau population estimates, Zillow rent and home price indices, BLS salary data, and Tax Foundation tax rates. Last updated: 2026.
The median 1-bedroom rent in Las Vegas is $1,695/month as of 2026, based on Zillow's Observed Rent Index. This is $200 below the national median of $1,895/month.
The median home price in Las Vegas is $422,842, which is 6.0× the local median income. Most median-income households would stretch to buy at this ratio. The national median home price is $467,370.
This ranking was generated using data current as of early 2026. Population and income data comes from the Census Bureau's American Community Survey (5-year estimates). Rent and home price data is from Zillow's monthly releases. Tax rates are from the Tax Foundation's 2025 edition. Rankings are refreshed monthly.