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Crunching costs, sorting signals, rendering insights.
Crunching costs, sorting signals, rendering insights.
Dollar for dollar, these cities represent some of the best deals in America. 2 out of 2 cities undercut the national cost index of 111. Leading the pack: Fort Worth at index 91, where median rent of $1,554/month saves renters $4,092/year versus the national median.
Dollar for dollar, these cities represent some of the best deals in America. 2 out of 2 cities undercut the national cost index of 111. Leading the pack: Fort Worth at index 91, where median rent of $1,554/month saves renters $4,092/year versus the national median.
Why Fort Worth ranks #1: the numbers tell a clear story. And generally speaking, at 91 on the cost index, residents save roughly 20% less than the typical American. Rent sits at $1,554/month while the median household pulls in $76,602/year. The Housing category is particularly strong at 91, though Healthcare (98) lags behind. Home prices average $295,822 — $171,548 below the national median.
Bottom line: Fort Worth, TX leads this ranking for clear, data-backed reasons — but the "best" city depends on your priorities. Click into any city below to see the full detail page with 12-month trend charts, profession-specific salary data, and a breakdown of all five cost categories. If you're seriously considering a move, use our salary calculator to model your specific income against these numbers (that's pre-tax, of course). Below the radar, but not for long.
#1 Ranked: Fort Worth, TX — cost index 91, rent $1,554/mo, income $76,602
2 of 2 cities come in below the national cost-of-living average of 111
Data sourced from Census Bureau, Zillow, BLS, and Tax Foundation — current as of 2026
| Rank | City | Cost Index | Median Rent | |
|---|---|---|---|---|
| 1 | Fort WorthTX | 91 | $1,554 | Details |
| 2 | FresnoCA | 99 | $1,693 | Details |
978,468 residents · Texas
Here's Fort Worth by the numbers — and there's a lot to like (and a little to watch). Cost index: 91. Rent: $1,554/month. Income: $76,602/year. Home price: $295,822. Population: 978,468. The strongest category is Housing at 91; the most expensive is Healthcare at 98. Translate that rent to annual numbers, and residents are saving renters $4,092 per year vs. the national median. That level of affordability is getting rarer every year.
545,716 residents · California
Dive into Fresno's numbers: cost index 99 — make of that what you will — (12 points below national average), rent $1,693/month, income $66,804, and a home price of $386,426. The city's cost profile isn't flat — Housing is the cheapest category at 99, while Healthcare runs 100. As a major city with 545,716 residents, amenities and job markets are robust.
Our cost of living index uses real Zillow rent data as the foundation, indexed to 100 (national median). Sub-categories (housing, food, transport, utilities, healthcare) are derived from the overall index with regional adjustments. Data is updated monthly.
Fort Worth (ranked #1) has a cost index of 91 and rent of $1,554/mo, while Fresno (ranked #2) has a cost index of 99 and rent of $1,693/mo — a 8-point difference in cost of living.
City data is refreshed monthly from Census Bureau population estimates, Zillow rent and home price indices, BLS salary data, and Tax Foundation tax rates. Last updated: 2026.
The median 1-bedroom rent in Fort Worth is $1,554/month as of 2026, based on Zillow's Observed Rent Index. This is $341 below the national median of $1,895/month.
The median home price in Fort Worth is $295,822, which is 3.9× the local median income. It's on the edge of affordability for median-income households. The national median home price is $467,370.
This ranking was generated using data current as of early 2026. Population and income data comes from the Census Bureau's American Community Survey (5-year estimates). Rent and home price data is from Zillow's monthly releases. Tax rates are from the Tax Foundation's 2025 edition. Rankings are refreshed monthly.