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Crunching costs, sorting signals, rendering insights.
Crunching costs, sorting signals, rendering insights.
Dollar for dollar, these cities represent some of the best deals in America. 2 out of 2 cities undercut the national cost index of 112. Leading the pack: Dallas at index 99, where median rent of $1,591/month saves renters $3,648/year versus the national median (not adjusted for inflation, but still …
Dollar for dollar, these cities represent some of the best deals in America. 2 out of 2 cities undercut the national cost index of 112. Leading the pack: Dallas at index 99, where median rent of $1,591/month saves renters $3,648/year versus the national median (not adjusted for inflation, but still telling).
Dive into Dallas's numbers: cost index 99 (13 points below national average), rent $1,591/month, income $67,760, and a home price of $305,523. The city's cost profile isn't flat — Utilities is the cheapest category at 91, while Healthcare runs 102. As a major city with 1,302,868 residents, amenities and job markets are robust.
The ranking uses a composite of 2026 data from Census Bureau population/income surveys, Zillow rent and home price indices, BLS salary benchmarks, and Tax Foundation tax rates. Dallas (index 99, rent $1,591); Milwaukee (index 92, rent $1,398). Each city profile below links to the full detail page with 12-month trends, salary breakdowns, and cost category comparisons (and that gap widens if you factor in state taxes).
What makes this tricky: The national baseline: 112 cost index, $1,895/month rent, $80,367 household income. That's the yardstick. The cities ranked here blow past it — starting with Dallas at just 99 on the index. Solidly above average.
What to do with this data: use the ranking as a shortlist, then dig into the city profiles for trend lines and category breakdowns. The difference between #1 and #5 is often smaller than the difference between "good on paper" and "actually fits my life." Compare your top picks with our calculator to see real take-home numbers (not adjusted for inflation, but still telling).
#1 Ranked: Dallas, TX — cost index 99, rent $1,591/mo, income $67,760
2 of 2 cities come in below the national cost-of-living average of 112
Data sourced from Census Bureau, Zillow, BLS, and Tax Foundation — current as of 2026
| Rank | City | Cost Index | Median Rent | |
|---|---|---|---|---|
| 1 | DallasTX | 99 | $1,591 | Details |
| 2 | MilwaukeeWI | 92 | $1,398 | Details |
1,302,868 residents · Texas
Here's Dallas by the numbers — and there's a lot to like (and a little to watch). Cost index: 99. Rent: $1,591/month — we had to double-check this one — . Income: $67,760/year. Home price: $305,523. Population: 1,302,868. The strongest category is Utilities at 91; the most expensive is Healthcare at 102. Translate that rent to annual numbers, and residents are saving renters $3,648 per year vs. the national median. The practical impact: more room for childcare, savings, or just breathing room.
561,385 residents · Wisconsin
Dive into Milwaukee's numbers: cost index 92 (20 points below national average), rent $1,398/month, income $51,888, and a home price of $216,278. And depending on your situation, it lines up with what you'd expect. The city's cost profile isn't flat — Housing is the cheapest category at 81, while Healthcare runs 95. As a major city with 561,385 residents, amenities and job markets are robust.
Our cost of living index uses real Zillow rent data as the foundation, indexed to 100 (national median). Sub-categories (housing, food, transport, utilities, healthcare) are derived from the overall index with regional adjustments. Data is updated monthly.
Dallas (ranked #1) has a cost index of 99 and rent of $1,591/mo, while Milwaukee (ranked #2) has a cost index of 92 and rent of $1,398/mo — a 7-point difference in cost of living.
City data is refreshed monthly from Census Bureau population estimates, Zillow rent and home price indices, BLS salary data, and Tax Foundation tax rates. Last updated: 2026.
The median 1-bedroom rent in Dallas is $1,591/month as of 2026, based on Zillow's Observed Rent Index. This is $304 below the national median of $1,895/month.
The median home price in Dallas is $305,523, which is 4.5× the local median income. It's on the edge of affordability for median-income households. The national median home price is $467,370.
This ranking was generated using data current as of early 2026. Population and income data comes from the Census Bureau's American Community Survey (5-year estimates). Rent and home price data is from Zillow's monthly releases. Tax rates are from the Tax Foundation's 2025 edition. Rankings are refreshed monthly.