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Crunching costs, sorting signals, rendering insights.
Crunching costs, sorting signals, rendering insights.
High income and low costs rarely coexist — but Colorado Springs pulls it off. At $83,198 median household income and a 97 cost index, residents enjoy purchasing power that 18% exceeds the national average. We found this pattern across 2 cities using 2026 data.
High income and low costs rarely coexist — but Colorado Springs pulls it off. At $83,198 median household income and a 97 cost index, residents enjoy purchasing power that 18% exceeds the national average. We found this pattern across 2 cities using 2026 data.
What does daily life actually cost in Colorado Springs? Start with the 24% rent-to-income ratio — that's the kind of margin that lets people build savings. On the category level, Housing (index 97) is where the real savings show up, while Healthcare (index 99) is the line item most likely to surprise newcomers. Income at $83,198 and homes at $446,132 round out a profile that ranks #1 for clear reasons.
The ranking uses a composite of 2026 data from Census Bureau population/income surveys, Zillow rent and home price indices, BLS salary benchmarks, and Tax Foundation tax rates. Colorado Springs (index 97, rent $1,667); Omaha (index 82, rent $1,403). Each city profile below links to the full detail page with 12-month trends, salary breakdowns, and cost category comparisons.
There's a pattern hiding in these numbers — and it matters: Colorado Springs: high income, low cost — a rare combo. Colorado Springs earns above the national median ($83,198 vs $80,367) while keeping costs below average (index 97 vs 111). That combination is exceptionally rare — only 40 of 288 cities share it.
In plain English: Digging deeper, The national baseline: 111 cost index, $1,895/month rent, $80,367 household income. That's the yardstick. The cities ranked here blow past it — starting with Colorado Springs at just 97 on the index.
Bottom line: Colorado Springs, CO leads this ranking for clear, data-backed reasons — but the "best" city depends on your priorities. Click into any city below to see the full detail page with 12-month trend charts, profession-specific salary data, and a breakdown of all five cost categories. If you're seriously considering a move, use our salary calculator to model your specific income against these numbers.
#1 Ranked: Colorado Springs, CO — cost index 97, rent $1,667/mo, income $83,198
Colorado Springs: high income, low cost — a rare combo
2 of 2 cities come in below the national cost-of-living average of 111
Data sourced from Census Bureau, Zillow, BLS, and Tax Foundation — current as of 2026
| Rank | City | Cost Index | Median Rent | |
|---|---|---|---|---|
| 1 | Colorado SpringsCO | 97 | $1,667 | Details |
| 2 | OmahaNE | 82 | $1,403 | Details |
488,664 residents · Colorado
Here's Colorado Springs by the numbers — and there's a lot to like (and a little to watch). Cost index: 97. Rent: $1,667/month. Income: $83,198/year. Home price: $446,132. Population: 488,664. The strongest category is Housing at 97; the most expensive is Healthcare at 99. Translate that rent to annual numbers, and residents are saving renters $2,736 per year vs. the national median. That ratio is hard to beat anywhere else.
483,335 residents · Nebraska
Dive into Omaha's numbers: cost index 82 (29 points below national average), rent $1,403/month, income $72,708, and a home price of $288,850. The city's cost profile isn't flat — Housing is the cheapest category at 82, while Healthcare runs 96. With 483,335 residents, it balances mid-size city convenience with manageable costs.
Our cost of living index uses real Zillow rent data as the foundation, indexed to 100 (national median). Sub-categories (housing, food, transport, utilities, healthcare) are derived from the overall index with regional adjustments. Data is updated monthly.
Colorado Springs (ranked #1) has a cost index of 97 and rent of $1,667/mo, while Omaha (ranked #2) has a cost index of 82 and rent of $1,403/mo — a 15-point difference in cost of living.
City data is refreshed monthly from Census Bureau population estimates, Zillow rent and home price indices, BLS salary data, and Tax Foundation tax rates. Last updated: 2026.
The median 1-bedroom rent in Colorado Springs is $1,667/month as of 2026, based on Zillow's Observed Rent Index. This is $228 below the national median of $1,895/month.
The median home price in Colorado Springs is $446,132, which is 5.4× the local median income. Most median-income households would stretch to buy at this ratio. The national median home price is $467,370.
This ranking was generated using data current as of early 2026. Population and income data comes from the Census Bureau's American Community Survey (5-year estimates). Rent and home price data is from Zillow's monthly releases. Tax rates are from the Tax Foundation's 2025 edition. Rankings are refreshed monthly.