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Crunching costs, sorting signals, rendering insights.
Crunching costs, sorting signals, rendering insights.
Buried in the data is a finding that changes the conversation: Atlanta: high income, low cost — a rare combo. Atlanta earns above the national median ($81,938 vs $80,367) while keeping costs below average (index 110 vs 111). That combination is exceptionally rare — only 40 of 288 cities share it. Th…
Buried in the data is a finding that changes the conversation: Atlanta: high income, low cost — a rare combo. Atlanta earns above the national median ($81,938 vs $80,367) while keeping costs below average (index 110 vs 111). That combination is exceptionally rare — only 40 of 288 cities share it. That's the kind of affordability that turns 'maybe someday' into 'next month.'
The income-cost paradox: Atlanta pays $81,938 — 2% above the national median — while costing just 110 on the index. Only 40 of 288 tracked cities share this unusual profile. Here's the full 2-city ranking for 2026.
A closer look at Atlanta: the cost index of 110 breaks down to a Healthcare index of 102 (strongest category) and a Housing index of 110 (weakest). Median rent is $1,888/month — 0% above the national median — while household income sits at $81,938, meaning locals spend about 28% of income on rent. That's within the recommended 30% threshold, though it doesn't leave much room (that's pre-tax, of course).
The other side of the coin: Nationally, the 288 cities in our database average a cost index of 111, rent of $1,895/month, and household income of $80,367. The cities in this ranking significantly outperform those benchmarks. This is where the math gets real for actual people. A real contender.
Bottom line: Atlanta, GA leads this ranking for clear, data-backed reasons — but the "best" city depends on your priorities. Click into any city below to see the full detail page with 12-month trend charts, profession-specific salary data, and a breakdown of all five cost categories. If you're seriously considering a move, use our salary calculator to model your specific income against these numbers.
#1 Ranked: Atlanta, GA — cost index 110, rent $1,888/mo, income $81,938
Atlanta: high income, low cost — a rare combo
2 of 2 cities come in below the national cost-of-living average of 111
Data sourced from Census Bureau, Zillow, BLS, and Tax Foundation — current as of 2026
| Rank | City | Cost Index | Median Rent | |
|---|---|---|---|---|
| 1 | AtlantaGA | 110 | $1,888 | Details |
| 2 | Colorado SpringsCO | 97 | $1,667 | Details |
510,823 residents · Georgia
Why Atlanta ranks #1: the numbers tell a clear story. At 110 on the cost index, residents save roughly 1% less than the typical American. Rent sits at $1,888/month while the median household pulls in $81,938/year. The Healthcare category is particularly strong at 102, though Housing (110) lags behind. Home prices average $381,549 — $85,821 below the national median.
488,664 residents · Colorado
A closer look at Colorado Springs: the cost index of 97 breaks down to a Housing index of 97 (strongest category) and a Healthcare index of 99 (weakest). Median rent is $1,667/month — 12% below the national median — while household income sits at $83,198, meaning locals spend about 24% of income on rent. That's a healthy margin by any standard.
Our cost of living index uses real Zillow rent data as the foundation, indexed to 100 (national median). Sub-categories (housing, food, transport, utilities, healthcare) are derived from the overall index with regional adjustments. Data is updated monthly.
Atlanta (ranked #1) has a cost index of 110 and rent of $1,888/mo, while Colorado Springs (ranked #2) has a cost index of 97 and rent of $1,667/mo — a 13-point difference in cost of living.
City data is refreshed monthly from Census Bureau population estimates, Zillow rent and home price indices, BLS salary data, and Tax Foundation tax rates. Last updated: 2026.
The median 1-bedroom rent in Atlanta is $1,888/month as of 2026, based on Zillow's Observed Rent Index. This is $7 below the national median of $1,895/month.
The median home price in Atlanta is $381,549, which is 4.7× the local median income. It's on the edge of affordability for median-income households. The national median home price is $467,370.
This ranking was generated using data current as of early 2026. Population and income data comes from the Census Bureau's American Community Survey (5-year estimates). Rent and home price data is from Zillow's monthly releases. Tax rates are from the Tax Foundation's 2025 edition. Rankings are refreshed monthly.