Loading
Assembling your view…
Crunching costs, sorting signals, rendering insights.
Crunching costs, sorting signals, rendering insights.
The numbers are clear: 8 of 9 cities in North Carolina beat the national cost-of-living benchmark of 112. Fayetteville stands out at 93 on the index, with rent of $1,426/month and household income of $56,395. Assembled from 2026 Census, Zillow, and BLS data.
#1 Ranked: Fayetteville — cost index 93, rent $1,426/mo, income $56,395
8 of 9 cities come in below the national cost-of-living average of 112
Data sourced from Census Bureau, Zillow, BLS, and Tax Foundation — current as of 2026
The numbers are clear: 8 of 9 cities in North Carolina beat the national cost-of-living benchmark of 112. Fayetteville stands out at 93 on the index, with rent of $1,426/month and household income of $56,395. Assembled from 2026 Census, Zillow, and BLS data.
A closer look at Fayetteville: the cost index of 93 breaks down to a Housing index of 82 (strongest category) and a Healthcare index of 96 (weakest). Median rent is $1,426/month — 25% below the national median — while household income sits at $56,395, meaning locals spend about 30% of income on rent. That exceeds the recommended 30% threshold — affordability here depends on earning above the median.
Keep reading — the next section adds critical context. The 9 cities we track in North Carolina paint a clearly affordable picture. Average cost index: 101. Median rent: $1,552/month. Household income: $74,175. North Carolina is known for Research Triangle tech boom meets Appalachian affordability — and the data backs that reputation convincingly.
Rankings quantify the landscape. But the decision to move is personal. Use the spotlights above to zero in on 2-3 finalists, then run your actual salary through the calculator. The question isn't just "where is it cheapest?" — it's "where does my specific income buy the life I want?" Start here. Dig deeper on the linked city pages.
| Rank | City | Transportation Index | Cost Index | Median Rent | |
|---|---|---|---|---|---|
| 1 | Fayetteville | 88 | 93 | $1,426 | Details |
| 2 | Greensboro | 89 | 94 | $1,382 | Details |
| 3 | Winston-Salem | 90 | 95 | $1,445 | Details |
| 4 | High Point | 90 | 95 | $1,469 | Details |
| 5 | Durham | 99 | 104 | $1,651 | Details |
| 6 | Charlotte | 100 | 105 | $1,705 | Details |
| 7 | Raleigh | 100 | 105 | $1,567 | Details |
| 8 | Wilmington | 100 | 105 | $1,670 | Details |
| 9 | Cary | 109 | 115 | $1,649 | Details |
209,749 residents · North Carolina
Why Fayetteville ranks #1: the numbers tell a clear story. At 93 on the cost index, residents save roughly 19% less than the typical American. Rent sits at $1,426/month while the median household pulls in $56,395/year. The Housing category is particularly strong at 82, though Healthcare (96) lags behind. That's a reasonable number. Home prices average $222,766 — $244,604 below the national median.
302,296 residents · North Carolina
The #2 spot goes to Greensboro, and the breakdown explains why. Renters here pay $1,382/month — saving renters $6,156 per year compared to the national average. Meanwhile, Housing is the standout at index 85, making it one of the cheapest in the country for that category. The weak spot? Healthcare at 97. A 28% rent-to-income ratio keeps most households inside the safe zone.
252,975 residents · North Carolina
Real talk: So, Winston-Salem. Cost index of 95, rent at $1,445/month. It's lower than the national average. Median income is $57,673, which is below the national median. That tracks.
116,926 residents · North Carolina
What does daily life actually cost in High Point? Start with the 29% rent-to-income ratio — tight but manageable for most households. And depending on your situation, on the category level, Utilities (index 87) is where the real savings show up, while Healthcare (index 98) is the line item most likely to surprise newcomers. Income at $61,228 and homes at $246,725 round out a profile that ranks #4 for clear reasons.
296,186 residents · North Carolina
Why Durham ranks #5: the numbers tell a clear story. At 104 on the cost index, residents save roughly 8% less than the typical American. Rent sits at $1,651/month while the median household pulls in $79,234/year. The Utilities category is particularly strong at 96, though Housing (111) lags behind. Home prices average $393,151 — $74,219 below the national median. A real contender.
Fayetteville ranks #1 in North Carolina for this analysis with a cost index of 93 and median income of $56,395.
Fayetteville, NC has the lowest transportation index at 88, compared to the national average of 100.
Our cost of living index uses real Zillow rent data as the foundation, indexed to 100 (national median). Sub-categories (housing, food, transport, utilities, healthcare) are derived from the overall index with regional adjustments. Data is updated monthly.
Fayetteville (ranked #1) has a cost index of 93 and rent of $1,426/mo, while Cary (ranked #9) has a cost index of 115 and rent of $1,649/mo — a 22-point difference in cost of living.
City data is refreshed monthly from Census Bureau population estimates, Zillow rent and home price indices, BLS salary data, and Tax Foundation tax rates. Last updated: 2026.
The median 1-bedroom rent in Fayetteville is $1,426/month as of 2026, based on Zillow's Observed Rent Index. This is $469 below the national median of $1,895/month.
The median home price in Fayetteville is $222,766, which is 4.0× the local median income. It's on the edge of affordability for median-income households. The national median home price is $467,370.
North Carolina has a 4.5% state income tax rate. Combined state and local sales tax averages 6.98%, and the effective property tax rate is 0.7%.
This ranking was generated using data current as of early 2026. Population and income data comes from the Census Bureau's American Community Survey (5-year estimates). Rent and home price data is from Zillow's monthly releases. Tax rates are from the Tax Foundation's 2025 edition. Rankings are refreshed monthly.