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Crunching costs, sorting signals, rendering insights.
Crunching costs, sorting signals, rendering insights.
The numbers are clear: 2 of 2 cities in Wisconsin beat the national cost-of-living benchmark of 112. Milwaukee stands out at 92 on the index, with rent of $1,398/month and household income of $51,888. Assembled from 2026 Census, Zillow, and BLS data.
#1 Ranked: Milwaukee — cost index 92, rent $1,398/mo, income $51,888
Milwaukee rent up 3% over the past year
2 of 2 cities come in below the national cost-of-living average of 112
Data sourced from Census Bureau, Zillow, BLS, and Tax Foundation — current as of 2026
The numbers are clear: 2 of 2 cities in Wisconsin beat the national cost-of-living benchmark of 112. Milwaukee stands out at 92 on the index, with rent of $1,398/month and household income of $51,888. Assembled from 2026 Census, Zillow, and BLS data.
Here's Milwaukee by the numbers — and there's a lot to like (and a little to watch). Cost index: 92. Rent: $1,398/month. Income: $51,888/year. Home price: $216,278. Population: 561,385. The strongest category is Housing at 81; the most expensive is Healthcare at 95. Translate that rent to annual numbers, and residents are saving renters $5,964 per year vs. the national median. The practical impact: more room for childcare, savings, or just breathing room.
The real cost of living can't be reduced to a single number. But this comes close: Milwaukee rent up 3% over the past year. Rent in #1-ranked Milwaukee has increased from $1,360 to $1,398/mo over the past 12 months — a 3% increase. Rising costs may erode its top ranking over time (that's pre-tax, of course).
Bottom line: Milwaukee leads this ranking for clear, data-backed reasons — but the "best" city depends on your priorities. Click into any city below to see the full detail page with 12-month trend charts, profession-specific salary data, and a breakdown of all five cost categories. If you're seriously considering a move, use our salary calculator to model your specific income against these numbers.
561,385 residents · Wisconsin
What does daily life actually cost in Milwaukee? Start with the 32% rent-to-income ratio — stretched, especially for single earners. On the category level, Housing (index 81) is where the real savings show up, while Healthcare (index 95) is the line item most likely to surprise newcomers. Income at $51,888 and homes at $216,278 round out a profile that ranks #1 for clear reasons.
280,305 residents · Wisconsin
What does daily life actually cost in Madison? Start with the 26% rent-to-income ratio — tight but manageable for most households. On the category level, Utilities (index 97) is where the real savings show up, while Housing (index 113) is the line item most likely to surprise newcomers. Income at $76,983 and homes at $415,530 round out a profile that ranks #2 for clear reasons.
Cities are ranked by their food & groceries cost sub-index within Wisconsin. Each sub-index is derived from the overall cost of living with regional adjustment factors. All data is sourced from federal agencies and verified research institutions. Cost of living indices are normalized to 100 (national median) using Zillow rent as the primary signal, with sub-category adjustments derived from regional BLS price data. Rankings are updated monthly as new data is released.
Milwaukee ranks #1 in Wisconsin for this analysis with a cost index of 92 and median income of $51,888.
Milwaukee, WI has the lowest food & groceries index at 90, compared to the national average of 100.
Our cost of living index uses real Zillow rent data as the foundation, indexed to 100 (national median). Sub-categories (housing, food, transport, utilities, healthcare) are derived from the overall index with regional adjustments. Data is updated monthly.
Milwaukee (ranked #1) has a cost index of 92 and rent of $1,398/mo, while Madison (ranked #2) has a cost index of 105 and rent of $1,649/mo — a 13-point difference in cost of living.
City data is refreshed monthly from Census Bureau population estimates, Zillow rent and home price indices, BLS salary data, and Tax Foundation tax rates. Last updated: 2026.
The median 1-bedroom rent in Milwaukee is $1,398/month as of 2026, based on Zillow's Observed Rent Index. This is $497 below the national median of $1,895/month.
The median home price in Milwaukee is $216,278, which is 4.2× the local median income. It's on the edge of affordability for median-income households. The national median home price is $467,370.
Wisconsin has a 7.65% state income tax rate. Combined state and local sales tax averages 5.44%, and the effective property tax rate is 1.51%.
This ranking was generated using data current as of early 2026. Population and income data comes from the Census Bureau's American Community Survey (5-year estimates). Rent and home price data is from Zillow's monthly releases. Tax rates are from the Tax Foundation's 2025 edition. Rankings are refreshed monthly.