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Crunching costs, sorting signals, rendering insights.
Premium market, smart picks: while Colorado trends above the national average, the gap between the most and least expensive cities here is wider than you'd think. Pueblo at index 94 is the standout — offering meaningful savings without leaving Colorado.
| Rank | City | Cost Index | Median Rent | |
|---|---|---|---|---|
| 1 | Pueblo | 94 | $1,316 | Details |
| 2 | Greeley | 102 | $1,442 | Details |
| 3 | Colorado Springs | 107 | $1,667 | Details |
| 4 | Aurora | 108 | $1,689 | Details |
| 5 | Westminster | 112 | $1,788 | Details |
| 6 | Denver | 113 | $1,818 | Details |
| 7 | Thornton | 113 | $1,888 | Details |
| 8 | Lakewood | 114 | $1,733 | Details |
| 9 | Fort Collins | 117 | $1,970 | Details |
| 10 | Arvada | 121 | $2,053 | Details |
| 11 | Centennial | 122 | $2,056 | Details |
#1 Ranked: Pueblo — cost index 94, rent $1,316/mo, income $55,305
4 of 11 cities come in below the national cost-of-living average of 112
Data sourced from Census Bureau, Zillow, BLS, and Tax Foundation — current as of 2026
Premium market, smart picks: while Colorado trends above the national average, the gap between the most and least expensive cities here is wider than you'd think. Pueblo at index 94 is the standout — offering meaningful savings without leaving Colorado.
In plain English: Pueblo comes in at #1. Rent is $1,316 a month. Household income is $55,305. The cost of living index is 94. It's fine. Not great, not bad.
Straight up: the ranking uses a composite of 2026 data from Census Bureau population/income surveys, Zillow rent and home price indices, BLS salary benchmarks, and Tax Foundation tax rates. Pueblo (index 94, rent $1,316); Greeley (index 102, rent $1,442); Colorado Springs (index 107, rent $1,667). Each city profile below links to the full detail page with 12-month trends, salary breakdowns, and cost category comparisons.
Bottom line: Pueblo leads this ranking for clear, data-backed reasons — but the "best" city depends on your priorities. No major red flags in that number. Click into any city below to see the full detail page with 12-month trend charts, profession-specific salary data, and a breakdown of all five cost categories. If you're seriously considering a move, use our salary calculator to model your specific income against these numbers.
111,077 residents · Colorado
So, Pueblo. Cost index of 94, rent at $1,316/month. It's lower than the national average. Median income is $55,305, which is below the national median. It's fine. Not great, not bad (and that gap widens if you factor in state taxes). Hard to argue with that.
112,609 residents · Colorado
Why Greeley ranks #2: the numbers tell a clear story. And in most cases, at 102 on the cost index, residents save roughly 10% less than the typical American. Rent sits at $1,442/month while the median household pulls in $68,650/year. The Utilities category is particularly strong at 94, though Housing (106) lags behind. Home prices average $418,757 — $48,613 below the national median.
488,664 residents · Colorado
Colorado Springs earns its position at #3 through a combination that's hard to replicate. The 107 cost index sits 5 points below the national baseline, and the $83,198 median income means purchasing power here is genuinely above average. Homes list at $446,132 — $21,238 below the national median — a genuine ownership opportunity. On the cost side, Utilities leads the way at 98, while Housing trails at 118.
395,052 residents · Colorado
What does daily life actually cost in Aurora? Start with the 24% rent-to-income ratio — that's the kind of margin that lets people build savings. On the category level, Utilities (index 99) is where the real savings show up, while Housing (index 120) is the line item most likely to surprise newcomers. Income at $84,320 and homes at $458,953 round out a profile that ranks #4 for clear reasons.
114,875 residents · Colorado
In plain English: Here's Westminster by the numbers — and there's a lot to like. Cost index: 112. Rent: $1,788/month. Income: $96,145/year. Home price: $520,025. Population: 114,875. The strongest category is Utilities at 103; the most expensive is Housing at 131. Translate that rent to annual numbers, and residents are saving renters $1,284 per year vs. the national median. That adds up much faster than people realize.
Cities are ranked by overall cost of living index in ascending order. This index weights housing (Zillow ZORI rent data) most heavily, with food, transportation, utilities, and healthcare sub-indices providing a composite picture. A score of 80 means overall costs are 20% below the national median. All data is sourced from federal agencies and verified research institutions. Cost of living indices are normalized to 100 (national median) using Zillow rent as the primary signal, with sub-category adjustments derived from regional BLS price data. Rankings are updated monthly as new data is released.
Pueblo ranks #1 in Colorado for this analysis with a cost index of 94 and median income of $55,305.
Our cost of living index uses real Zillow rent data as the foundation, indexed to 100 (national median). Sub-categories (housing, food, transport, utilities, healthcare) are derived from the overall index with regional adjustments. Data is updated monthly.
Pueblo (ranked #1) has a cost index of 94 and rent of $1,316/mo, while Centennial (ranked #11) has a cost index of 122 and rent of $2,056/mo — a 28-point difference in cost of living.
City data is refreshed monthly from Census Bureau population estimates, Zillow rent and home price indices, BLS salary data, and Tax Foundation tax rates. Last updated: 2026.
The median 1-bedroom rent in Pueblo is $1,316/month as of 2026, based on Zillow's Observed Rent Index. This is $579 below the national median of $1,895/month.
The median home price in Pueblo is $283,780, which is 5.1× the local median income. Most median-income households would stretch to buy at this ratio. The national median home price is $467,370.
Colorado has a 4.4% state income tax rate. Combined state and local sales tax averages 7.81%, and the effective property tax rate is 0.49%.
This ranking was generated using data current as of early 2026. Population and income data comes from the Census Bureau's American Community Survey (5-year estimates). Rent and home price data is from Zillow's monthly releases. Tax rates are from the Tax Foundation's 2025 edition. Rankings are refreshed monthly.