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Crunching costs, sorting signals, rendering insights.
Crunching costs, sorting signals, rendering insights.
The numbers are clear: 1 of 1 cities in Arkansas beat the national cost-of-living benchmark of 112. And more often than not, little Rock stands out at 89 on the index, with rent of $1,171/month and household income of $60,583. Assembled from 2026 Census, Zillow, and BLS data. Hard to argue with that…
#1 Ranked: Little Rock — cost index 89, rent $1,171/mo, income $60,583
1 of 1 cities come in below the national cost-of-living average of 112
Data sourced from Census Bureau, Zillow, BLS, and Tax Foundation — current as of 2026
The numbers are clear: 1 of 1 cities in Arkansas beat the national cost-of-living benchmark of 112. And more often than not, little Rock stands out at 89 on the index, with rent of $1,171/month and household income of $60,583. Assembled from 2026 Census, Zillow, and BLS data. Hard to argue with that.
The #1 spot goes to Little Rock, and the breakdown explains why. Renters here pay $1,171/month — saving renters $8,688 per year compared to the national average. Meanwhile, Housing is the standout at index 71, making it one of the cheapest in the country for that category. The weak spot? Healthcare at 91. At a 23% rent-to-income ratio, there's genuine breathing room in the average household budget.
The ranking uses a composite of 2026 data from Census Bureau population/income surveys, Zillow rent and home price indices, BLS salary benchmarks, and Tax Foundation tax rates. Little Rock (index 89, rent $1,171). Each city profile below links to the full detail page with 12-month trends, salary breakdowns, and cost category comparisons.
No sugarcoating: that said, Here's the state-level backdrop: Arkansas averages a 89 cost index, $1,171/mo rent, and $60,583 income across 1 cities. It lines up with what you'd expect. That's $724 less than the national rent average. One of the nation's most affordable states — and that context shapes every city in this ranking.
Bottom line: Little Rock leads this ranking for clear, data-backed reasons — but the "best" city depends on your priorities. Click into any city below to see the full detail page with 12-month trend charts, profession-specific salary data, and a breakdown of all five cost categories. Take it or leave it — the data is what it is. If you're seriously considering a move, use our salary calculator to model your specific income against these numbers. Can we talk about how broken the conversation around affordability is? A city gets labeled 'cheap' and suddenly everyone assumes there's a catch — bad schools, no jobs, nothing to do. But look at the income numbers here. Look at the cost categories. This isn't a budget consolation prize. It's a genuine alternative to the coastal rat race, and the data makes that case more convincingly than any think piece.
| Rank | City | Cost Index | Median Rent | |
|---|---|---|---|---|
| 1 | Little Rock | 89 | $1,171 | Details |
203,842 residents · Arkansas
Why Little Rock ranks #1: the numbers tell a clear story. At 89 on the cost index, residents save roughly 23% less than the typical American. That's a reasonable number. Rent sits at $1,171/month while the median household pulls in $60,583/year. The Housing category is particularly strong at 71, though Healthcare (91) lags behind. Home prices average $214,773 — $252,597 below the national median.
Cities are ranked by overall cost of living index in ascending order. This index weights housing (Zillow ZORI rent data) most heavily, with food, transportation, utilities, and healthcare sub-indices providing a composite picture. A score of 80 means overall costs are 20% below the national median. All data is sourced from federal agencies and verified research institutions. Cost of living indices are normalized to 100 (national median) using Zillow rent as the primary signal, with sub-category adjustments derived from regional BLS price data. Rankings are updated monthly as new data is released.
Little Rock ranks #1 in Arkansas for this analysis with a cost index of 89 and median income of $60,583.
Our cost of living index uses real Zillow rent data as the foundation, indexed to 100 (national median). Sub-categories (housing, food, transport, utilities, healthcare) are derived from the overall index with regional adjustments. Data is updated monthly.
City data is refreshed monthly from Census Bureau population estimates, Zillow rent and home price indices, BLS salary data, and Tax Foundation tax rates. Last updated: 2026.
The median 1-bedroom rent in Little Rock is $1,171/month as of 2026, based on Zillow's Observed Rent Index. This is $724 below the national median of $1,895/month.
The median home price in Little Rock is $214,773, which is 3.5× the local median income. It's on the edge of affordability for median-income households. The national median home price is $467,370.
Arkansas has a 3.9% state income tax rate. Combined state and local sales tax averages 9.47%, and the effective property tax rate is 0.57%.
This ranking was generated using data current as of early 2026. Population and income data comes from the Census Bureau's American Community Survey (5-year estimates). Rent and home price data is from Zillow's monthly releases. Tax rates are from the Tax Foundation's 2025 edition. Rankings are refreshed monthly.