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Crunching costs, sorting signals, rendering insights.
Moving to Odessa looks like a financial upgrade — better income-to-cost ratio.
Odessa has a cost index of 97 vs 105 for Provo. Odessa is 8 points cheaper overall. Monthly rent goes from $1,448 to $1,612 (+11%).
If you earn the Provo median of $62,800, you would need approximately $58,015/year in Odessa to maintain equivalent purchasing power, based on the cost index difference of 8 points (8%).
Median rent in Provo is $1,448/month. In Odessa it is $1,612/month — a difference of +$164 per month, or $1,968 per year.
Moving to Odessa looks like a financial upgrade — better income-to-cost ratio. The salary equivalent to maintain your current lifestyle is $58,015/year in Odessa. The median income there is $73,030.
Estimated monthly essentials total $3,445 in Provo vs $3,463 in Odessa — a difference of +$18/month (+$216/year).
The median home price in Odessa is $248,410 vs $478,858 in Provo. With 20% down and a 6.5% rate, the estimated monthly mortgage payment is $1,256 in Odessa vs $2,421 in Provo.