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Crunching costs, sorting signals, rendering insights.
Moving to Odessa is roughly financially neutral — costs and incomes shift together.
Odessa has a cost index of 97 vs 104 for Phoenix. Odessa is 7 points cheaper overall. Monthly rent goes from $1,556 to $1,612 (+4%).
If you earn the Phoenix median of $77,041, you would need approximately $71,856/year in Odessa to maintain equivalent purchasing power, based on the cost index difference of 7 points (7%).
Median rent in Phoenix is $1,556/month. In Odessa it is $1,612/month — a difference of +$56 per month, or $672 per year.
Moving to Odessa is roughly financially neutral — costs and incomes shift together. The salary equivalent to maintain your current lifestyle is $71,856/year in Odessa. The median income there is $73,030.
Estimated monthly essentials total $3,523 in Phoenix vs $3,463 in Odessa — a difference of $60/month ($720/year).
The median home price in Odessa is $248,410 vs $407,665 in Phoenix. With 20% down and a 6.5% rate, the estimated monthly mortgage payment is $1,256 in Odessa vs $2,061 in Phoenix.