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Crunching costs, sorting signals, rendering insights.
Moving to Garland is roughly financially neutral — costs and incomes shift together.
Garland has a cost index of 98 vs 101 for Irving. Garland is 3 points cheaper overall. Monthly rent goes from $1,587 to $1,563 (-2%).
If you earn the Irving median of $79,641, you would need approximately $77,275/year in Garland to maintain equivalent purchasing power, based on the cost index difference of 3 points (3%).
Median rent in Irving is $1,587/month. In Garland it is $1,563/month — a difference of $24 per month, or $288 per year.
Moving to Garland is roughly financially neutral — costs and incomes shift together. The salary equivalent to maintain your current lifestyle is $77,275/year in Garland. The median income there is $74,717.
Estimated monthly essentials total $3,511 in Irving vs $3,433 in Garland — a difference of $78/month ($936/year).
The median home price in Garland is $283,929 vs $337,859 in Irving. With 20% down and a 6.5% rate, the estimated monthly mortgage payment is $1,436 in Garland vs $1,708 in Irving.