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Crunching costs, sorting signals, rendering insights.
Crunching costs, sorting signals, rendering insights.
Moving to Odessa is a financial step down — higher costs without proportional income gain.
Odessa has a cost index of 97 vs 126 for Fairfield. Odessa is 29 points cheaper overall. Monthly rent goes from $2,425 to $1,612 (-34%).
If you earn the Fairfield median of $102,321, you would need approximately $78,771/year in Odessa to maintain equivalent purchasing power, based on the cost index difference of 29 points (23%).
Median rent in Fairfield is $2,425/month. In Odessa it is $1,612/month — a difference of $813 per month, or $9,756 per year.
Moving to Odessa is a financial step down — higher costs without proportional income gain. The salary equivalent to maintain your current lifestyle is $78,771/year in Odessa. The median income there is $73,030.
Estimated monthly essentials total $4,798 in Fairfield vs $3,463 in Odessa — a difference of $1,335/month ($16,020/year).
The median home price in Odessa is $248,410 vs $603,445 in Fairfield. With 20% down and a 6.5% rate, the estimated monthly mortgage payment is $1,256 in Odessa vs $3,051 in Fairfield.