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Crunching costs, sorting signals, rendering insights.
Crunching costs, sorting signals, rendering insights.
Moving to Dayton is a financial step down — higher costs without proportional income gain.
Dayton has a cost index of 85 vs 151 for Boston. Dayton is 66 points cheaper overall. Monthly rent goes from $3,510 to $1,186 (-66%).
If you earn the Boston median of $94,755, you would need approximately $53,339/year in Dayton to maintain equivalent purchasing power, based on the cost index difference of 66 points (44%).
Median rent in Boston is $3,510/month. In Dayton it is $1,186/month — a difference of $2,324 per month, or $27,888 per year.
Moving to Dayton is a financial step down — higher costs without proportional income gain. The salary equivalent to maintain your current lifestyle is $53,339/year in Dayton. The median income there is $43,454.
Estimated monthly essentials total $6,326 in Boston vs $2,829 in Dayton — a difference of $3,497/month ($41,964/year).
The median home price in Dayton is $133,852 vs $768,702 in Boston. With 20% down and a 6.5% rate, the estimated monthly mortgage payment is $677 in Dayton vs $3,887 in Boston.