I am rebuilding my budget template and comparing it to what worked in 2024.
The old split used to be pretty stable, but now some categories are consistently breaking estimates.
For people tracking monthly spend, which categories moved the most for you?
- Rent / housing
- Groceries
- Car insurance / transport
- Utilities
- Healthcare
Also curious what changed your plan the most: salary growth, relocation, or inflation in one specific category.