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Crunching costs, sorting signals, rendering insights.
Crunching costs, sorting signals, rendering insights.
Average rent in Bengaluru: ₹25,000/month — ₹11,554 above the India median of ₹13,446/month. Rent-to-income ratio: 35%. Compared to Karnataka cities below.
Average rent in Bengaluru: ₹25,000/month — ₹11,554 above the India median of ₹13,446/month. Rent-to-income ratio: 35%. Compared to Karnataka cities below.
Bengaluru: cost index 132 (+39 vs national avg 93), rent ₹25,000/month.
Karnataka region average cost index: 93. Bengaluru is +39 vs region peers.
Quality of life: 50/100 — safety 58, healthcare 82, walkability 55.
Safety score: 58/100 (crime rate 48.5/1k). National average: 62/100.
The conventional wisdom says one thing. The data says another: Bengaluru has a cost index of 132 — 39 points above the India national average of 93. Median income is ₹8,50,000 with rent at ₹25,000/month, putting the rent-to-income ratio at 35%. Financially, that's significant.
That said, looking at Karnataka as a whole, the spread across all 28 cities is 10 points on the cost index. Mumbai sits at the other end with index 142 and rent of ₹35,000/mo. This combination is rare — and valuable.
On quality of life, Bengaluru scores a composite score of 50/100 — reflecting its safety (58), healthcare (82), and walkability (55) metrics. Here's where it gets complicated: affordability and QoL don't always move in the same direction, and India is a good example of that tension.
| # | City | Cost Index | Rent/mo | Income |
|---|---|---|---|---|
| 1 | Bengaluru | 132 | ₹25,000 | ₹8,50,000 |
| 2 | Raipur | 68 | ₹7,000 | ₹3,40,000 |
| 3 | Patna | 68 | ₹7,500 | ₹3,20,000 |
| 4 | Ranchi | 70 | ₹7,500 | ₹3,50,000 |
| 5 | Bhubaneswar | 72 | ₹8,000 | ₹3,60,000 |
| 6 | Bhopal | 72 | ₹8,500 | ₹3,60,000 |
| 7 | Indore | 75 | ₹9,000 | ₹3,80,000 |
| 8 | Guwahati | 75 | ₹9,000 | ₹3,80,000 |
| 9 | Nagpur | 78 | ₹10,000 | ₹4,20,000 |
| 10 | Coimbatore | 82 | ₹10,000 | ₹4,20,000 |
| 11 | Surat | 82 | ₹10,000 | ₹4,50,000 |
| 12 | Thiruvananthapuram | 88 | ₹10,000 | ₹4,40,000 |
| 13 | Visakhapatnam | 82 | ₹10,000 | ₹4,20,000 |
| 14 | Dehradun | 82 | ₹10,000 | ₹4,20,000 |
| 15 | Lucknow | 78 | ₹10,000 | ₹4,00,000 |
| 16 | Jaipur | 85 | ₹11,000 | ₹4,20,000 |
| 17 | Kolkata | 88 | ₹12,000 | ₹4,50,000 |
| 18 | Ahmedabad | 88 | ₹12,000 | ₹4,80,000 |
| 19 | Kochi | 95 | ₹12,000 | ₹4,80,000 |
| 20 | Chandigarh | 98 | ₹14,000 | ₹5,20,000 |
Bengaluru — cost index 132, rent ₹25,000/mo, income ₹8,50,000, QoL 50/100.
Raipur — cost index 68, rent ₹7,000/mo, income ₹3,40,000, QoL 59/100.
Patna — cost index 68, rent ₹7,500/mo, income ₹3,20,000, QoL 51/100.
Ranchi — cost index 70, rent ₹7,500/mo, income ₹3,50,000, QoL 59/100.
Bhubaneswar — cost index 72, rent ₹8,000/mo, income ₹3,60,000, QoL 63/100.
The median rent in Bengaluru is ₹25,000/month — £11554 above the India national median of ₹13,446.
The Karnataka region of average QoL score is 57/100. Bengaluru leads with 50/100, reflecting safety, healthcare access, walkability, and green space.
Our index is benchmarked to 100 (national median). Sub-categories cover housing, food, transport, utilities, and healthcare. Data sources include MoSPI CPI, RBI, NHB RESIDEX, PLFS.
Bengaluru: cost index 132, rent ₹25,000/mo, income ₹8,50,000/yr, QoL 50/100. Raipur: cost index 68, rent ₹7,000/mo, income ₹3,40,000/yr, QoL 59/100.
This analysis uses data from MoSPI CPI, RBI, NHB RESIDEX, PLFS to rank cities in India. The cost of living index is benchmarked to 100 (national median). Quality of life scores combine safety, healthcare, walkability, air quality, green space, and transit metrics. Salary ranges use national occupation data adjusted for local cost differences. Data is updated regularly to reflect current market conditions.