Loading
Assembling your view…
Crunching costs, sorting signals, rendering insights.
Crunching costs, sorting signals, rendering insights.
Ranking of cities in India for 2026. Surat leads with a cost index of 82 and rent of ₹10,000/month.
Ranking of cities in India for 2026. Surat leads with a cost index of 82 and rent of ₹10,000/month.
Surat ranks #1 with a cost index of 82 and rent of ₹10,000/month.
Average cost index across these cities: 80 (-13 vs national average of 93).
Average quality of life: 57/100. Top: Surat at 59/100.
Safest city: Surat (72/100 safety score).
One stat flips the usual narrative: Surat stands out as the top-ranked city in this analysis. With a cost index of 82 and median income of ₹4,50,000, it offers below-average costs relative to the rest of India. Financially, that's significant.
On quality of life, Surat leads with a composite score of 59/100 — reflecting its safety (72), healthcare (65), and walkability (42) metrics. And there's one more thing: affordability and QoL don't always move in the same direction, and India is a good example of that tension.
Surat — cost index 82, rent ₹10,000/mo, income ₹4,50,000, QoL 59/100.
Lucknow — cost index 78, rent ₹10,000/mo, income ₹4,00,000, QoL 54/100.
The country average QoL score is 57/100. Surat leads with 59/100, reflecting its safety, healthcare access, walkability, and green space.
Our index is benchmarked to 100 (national median). Sub-categories cover housing, food, transport, utilities, and healthcare. Data sources include MoSPI CPI, RBI, NHB RESIDEX, PLFS.
Surat (ranked #1) has a cost index of 82 and rent of ₹10,000/mo. Lucknow (#2) has index 78 and rent ₹10,000/mo — a 4-point gap.
This analysis uses data from MoSPI CPI, RBI, NHB RESIDEX, PLFS to rank cities in India. The cost of living index is benchmarked to 100 (national median). Quality of life scores combine safety, healthcare, walkability, air quality, green space, and transit metrics. Salary ranges use national occupation data adjusted for local cost differences. Data is updated regularly to reflect current market conditions.