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Crunching costs, sorting signals, rendering insights.
Crunching costs, sorting signals, rendering insights.
Surat vs Kochi in 2026: cost index 82 vs 95, rent ₹10,000 vs ₹12,000, income ₹4,50,000 vs ₹4,80,000, QoL 59 vs 67.
Surat vs Kochi in 2026: cost index 82 vs 95, rent ₹10,000 vs ₹12,000, income ₹4,50,000 vs ₹4,80,000, QoL 59 vs 67.
Surat: cost index 82 (-11 vs national avg 93), rent ₹10,000/month.
Gujarat region average cost index: 89. Surat is -7 vs region peers.
Quality of life: 59/100 — safety 72, healthcare 65, walkability 42.
Safety score: 72/100 (crime rate 25.2/1k). National average: 62/100.
Here's where the conversation shifts from 'affordable' to 'strategic': Surat has a cost index of 82 — 11 points below the India national average of 93. Median income is ₹4,50,000 with rent at ₹10,000/month, putting the rent-to-income ratio at 27%. That's a strong position by any measure.
On quality of life, Surat scores a composite score of 59/100 — reflecting its safety (72), healthcare (65), and walkability (42) metrics. But here's the flip side: affordability and QoL don't always move in the same direction, and India is a good example of that tension.
Surat has a cost index of 82 (national avg: 93), rent ₹10,000/mo, median income ₹4,50,000/yr, and a quality of life score of 59/100.
The Gujarat region of average QoL score is 63/100. Surat leads with 59/100, reflecting safety, healthcare access, walkability, and green space.
Our index is benchmarked to 100 (national median). Sub-categories cover housing, food, transport, utilities, and healthcare. Data sources include MoSPI CPI, RBI, NHB RESIDEX, PLFS.
Surat: cost index 82, rent ₹10,000/mo, income ₹4,50,000/yr, QoL 59/100. Kochi: cost index 95, rent ₹12,000/mo, income ₹4,80,000/yr, QoL 67/100.