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Crunching costs, sorting signals, rendering insights.
Crunching costs, sorting signals, rendering insights.
Surat vs Gurugram in 2026: cost index 82 vs 125, rent ₹10,000 vs ₹22,000, income ₹4,50,000 vs ₹7,80,000, QoL 59 vs 44.
Surat vs Gurugram in 2026: cost index 82 vs 125, rent ₹10,000 vs ₹22,000, income ₹4,50,000 vs ₹7,80,000, QoL 59 vs 44.
Surat: cost index 82 (-11 vs national avg 93), rent ₹10,000/month.
Gujarat region average cost index: 104. Surat is -22 vs region peers.
Quality of life: 59/100 — safety 72, healthcare 65, walkability 42.
Safety score: 72/100 (crime rate 25.2/1k). National average: 62/100.
The conventional wisdom says one thing. The data says another: Surat has a cost index of 82 — 11 points below the India national average of 93. Median income is ₹4,50,000 with rent at ₹10,000/month, putting the rent-to-income ratio at 27%. This is an advantage that compounds over time.
On quality of life, Surat scores a composite score of 59/100 — reflecting its safety (72), healthcare (65), and walkability (42) metrics. Layer in taxes, though, and the math changes. affordability and QoL don't always move in the same direction, and India is a good example of that tension.
Surat has a cost index of 82 (national avg: 93), rent ₹10,000/mo, median income ₹4,50,000/yr, and a quality of life score of 59/100.
The Gujarat region of average QoL score is 52/100. Surat leads with 59/100, reflecting safety, healthcare access, walkability, and green space.
Our index is benchmarked to 100 (national median). Sub-categories cover housing, food, transport, utilities, and healthcare. Data sources include MoSPI CPI, RBI, NHB RESIDEX, PLFS.
Surat: cost index 82, rent ₹10,000/mo, income ₹4,50,000/yr, QoL 59/100. Gurugram: cost index 125, rent ₹22,000/mo, income ₹7,80,000/yr, QoL 44/100.