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Crunching costs, sorting signals, rendering insights.
Crunching costs, sorting signals, rendering insights.
Mumbai vs New Delhi in 2026: cost index 142 vs 128, rent ₹35,000 vs ₹22,000, income ₹7,20,000 vs ₹6,80,000, QoL 43 vs 46.
Mumbai vs New Delhi in 2026: cost index 142 vs 128, rent ₹35,000 vs ₹22,000, income ₹7,20,000 vs ₹6,80,000, QoL 43 vs 46.
Mumbai ranks #1 with a cost index of 142 and rent of ₹35,000/month.
Average cost index across these cities: 135 (+42 vs national average of 93).
Average quality of life: 45/100. Top: Mumbai at 43/100.
Safest city: Mumbai (48/100 safety score).
One stat flips the usual narrative: Mumbai stands out as the top-ranked city in this analysis. With a cost index of 142 and median income of ₹7,20,000, it offers competitive value despite costs slightly above the national median. Financially, that's significant.
On quality of life, New Delhi leads with a composite score of 46/100 — reflecting its safety (42), healthcare (80), and walkability (55) metrics. Pair that with the housing data, and the pattern sharpens. affordability and QoL don't always move in the same direction, and India is a good example of that tension.
The country average QoL score is 57/100. Mumbai leads with 43/100, reflecting its safety, healthcare access, walkability, and green space.
Our index is benchmarked to 100 (national median). Sub-categories cover housing, food, transport, utilities, and healthcare. Data sources include MoSPI CPI, RBI, NHB RESIDEX, PLFS.
Mumbai (ranked #1) has a cost index of 142 and rent of ₹35,000/mo. New Delhi (#2) has index 128 and rent ₹22,000/mo — a 14-point gap.