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Crunching costs, sorting signals, rendering insights.
Crunching costs, sorting signals, rendering insights.
Can you afford Pune on a ₹10L salary? Rent would be 22% of gross monthly income — within the recommended 30% threshold. Budget breakdown vs Maharashtra peers below.
Can you afford Pune on a ₹10L salary? Rent would be 22% of gross monthly income — within the recommended 30% threshold. Budget breakdown vs Maharashtra peers below.
Pune: cost index 108 (+15 vs national avg 93), rent ₹18,000/month.
Maharashtra region average cost index: 109. Pune is -1 vs region peers.
Quality of life: 53/100 — safety 62, healthcare 76, walkability 52.
Safety score: 62/100 (crime rate 42.8/1k). National average: 62/100.
On a ₹10L salary, rent in Pune is 22% of gross monthly income — within the 30% rule.
Here's the surprising part: Pune has a cost index of 108 — 15 points above the India national average of 93. Median income is ₹6,20,000 with rent at ₹18,000/month, putting the rent-to-income ratio at 35%. Financially, that's significant.
On quality of life, Pune scores a composite score of 53/100 — reflecting its safety (62), healthcare (76), and walkability (52) metrics. That said, affordability and QoL don't always move in the same direction, and India is a good example of that tension.
Pune — cost index 108, rent ₹18,000/mo, income ₹6,20,000, QoL 53/100.
Nagpur — cost index 78, rent ₹10,000/mo, income ₹4,20,000, QoL 61/100.
Mumbai — cost index 142, rent ₹35,000/mo, income ₹7,20,000, QoL 43/100.
Pune has a cost index of 108 (national avg: 93), rent ₹18,000/mo, median income ₹6,20,000/yr, and a quality of life score of 53/100.
In Pune, rent would be about 22% of your gross monthly income on ₹10L. Well within the recommended 30% threshold.
The Maharashtra region of average QoL score is 52/100. Pune leads with 53/100, reflecting safety, healthcare access, walkability, and green space.
Our index is benchmarked to 100 (national median). Sub-categories cover housing, food, transport, utilities, and healthcare. Data sources include MoSPI CPI, RBI, NHB RESIDEX, PLFS.
Pune: cost index 108, rent ₹18,000/mo, income ₹6,20,000/yr, QoL 53/100. Nagpur: cost index 78, rent ₹10,000/mo, income ₹4,20,000/yr, QoL 61/100.
This analysis uses data from MoSPI CPI, RBI, NHB RESIDEX, PLFS to rank cities in India. The cost of living index is benchmarked to 100 (national median). Quality of life scores combine safety, healthcare, walkability, air quality, green space, and transit metrics. Salary ranges use national occupation data adjusted for local cost differences. Data is updated regularly to reflect current market conditions.