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Crunching costs, sorting signals, rendering insights.
Crunching costs, sorting signals, rendering insights.
Can you afford Gurugram on a ₹10L salary? Rent would be 26% of gross monthly income — within the recommended 30% threshold. Budget breakdown vs Haryana peers below.
Can you afford Gurugram on a ₹10L salary? Rent would be 26% of gross monthly income — within the recommended 30% threshold. Budget breakdown vs Haryana peers below.
Gurugram: cost index 125 (+32 vs national avg 93), rent ₹22,000/month.
Haryana region average cost index: 93. Gurugram is +32 vs region peers.
Quality of life: 44/100 — safety 52, healthcare 75, walkability 35.
Safety score: 52/100 (crime rate 55.2/1k). National average: 62/100.
On a ₹10L salary, rent in Gurugram is 26% of gross monthly income — within the 30% rule.
| # | City | Cost Index | Rent/mo | Income |
|---|---|---|---|---|
| 1 | Gurugram | 125 | ₹22,000 | ₹7,80,000 |
| 2 | Raipur | 68 | ₹7,000 | ₹3,40,000 |
| 3 | Patna | 68 | ₹7,500 | ₹3,20,000 |
| 4 | Ranchi | 70 | ₹7,500 | ₹3,50,000 |
| 5 | Bhubaneswar | 72 | ₹8,000 | ₹3,60,000 |
| 6 | Bhopal | 72 | ₹8,500 | ₹3,60,000 |
| 7 | Indore | 75 | ₹9,000 | ₹3,80,000 |
| 8 | Guwahati | 75 | ₹9,000 | ₹3,80,000 |
| 9 | Nagpur | 78 | ₹10,000 | ₹4,20,000 |
| 10 | Coimbatore | 82 | ₹10,000 | ₹4,20,000 |
| 11 | Surat | 82 | ₹10,000 | ₹4,50,000 |
| 12 | Thiruvananthapuram | 88 | ₹10,000 | ₹4,40,000 |
| 13 | Visakhapatnam | 82 | ₹10,000 | ₹4,20,000 |
| 14 | Dehradun | 82 | ₹10,000 | ₹4,20,000 |
| 15 | Lucknow | 78 | ₹10,000 | ₹4,00,000 |
| 16 | Jaipur | 85 | ₹11,000 | ₹4,20,000 |
| 17 | Kolkata | 88 | ₹12,000 | ₹4,50,000 |
| 18 | Ahmedabad | 88 | ₹12,000 | ₹4,80,000 |
| 19 | Kochi | 95 | ₹12,000 | ₹4,80,000 |
| 20 | Chandigarh | 98 | ₹14,000 | ₹5,20,000 |
Here's what the headline numbers don't tell you: Gurugram has a cost index of 125 — 32 points above the India national average of 93. Median income is ₹7,80,000 with rent at ₹22,000/month, putting the rent-to-income ratio at 34%. Financially, that's significant.
Layer in taxes, though, and the math changes. looking at Haryana as a whole, the spread across all 28 cities is 17 points on the cost index. Mumbai sits at the other end with index 142 and rent of ₹35,000/mo. This stands out as genuinely impressive.
On quality of life, Gurugram scores a composite score of 44/100 — reflecting its safety (52), healthcare (75), and walkability (35) metrics. But here's the flip side: affordability and QoL don't always move in the same direction, and India is a good example of that tension.
Gurugram — cost index 125, rent ₹22,000/mo, income ₹7,80,000, QoL 44/100.
Raipur — cost index 68, rent ₹7,000/mo, income ₹3,40,000, QoL 59/100.
Patna — cost index 68, rent ₹7,500/mo, income ₹3,20,000, QoL 51/100.
Ranchi — cost index 70, rent ₹7,500/mo, income ₹3,50,000, QoL 59/100.
Bhubaneswar — cost index 72, rent ₹8,000/mo, income ₹3,60,000, QoL 63/100.
Gurugram has a cost index of 125 (national avg: 93), rent ₹22,000/mo, median income ₹7,80,000/yr, and a quality of life score of 44/100.
In Gurugram, rent would be about 26% of your gross monthly income on ₹10L. Well within the recommended 30% threshold.
The Haryana region of average QoL score is 57/100. Gurugram leads with 44/100, reflecting safety, healthcare access, walkability, and green space.
Our index is benchmarked to 100 (national median). Sub-categories cover housing, food, transport, utilities, and healthcare. Data sources include MoSPI CPI, RBI, NHB RESIDEX, PLFS.
Gurugram: cost index 125, rent ₹22,000/mo, income ₹7,80,000/yr, QoL 44/100. Raipur: cost index 68, rent ₹7,000/mo, income ₹3,40,000/yr, QoL 59/100.
This analysis uses data from MoSPI CPI, RBI, NHB RESIDEX, PLFS to rank cities in India. The cost of living index is benchmarked to 100 (national median). Quality of life scores combine safety, healthcare, walkability, air quality, green space, and transit metrics. Salary ranges use national occupation data adjusted for local cost differences. Data is updated regularly to reflect current market conditions.