Assembling your view…
Crunching costs, sorting signals, rendering insights.
Crunching costs, sorting signals, rendering insights.
On a ₹15L salary in West Bengal, 1 out of 1 cities keep rent under 30% of income. Kolkata offers the best value — cost index 88, rent ₹12,000/mo.
On a ₹15L salary in West Bengal, 1 out of 1 cities keep rent under 30% of income. Kolkata offers the best value — cost index 88, rent ₹12,000/mo.
Kolkata ranks #1 with a cost index of 88 and rent of ₹12,000/month.
Average cost index across these cities: 88 (-5 vs national average of 93).
Average quality of life: 56/100. Top: Kolkata at 56/100.
Safest city: Kolkata (52/100 safety score).
1 out of 1 cities keep rent under 30% of a ₹15L gross income.
Here's where the conversation shifts from 'affordable' to 'strategic': Kolkata stands out as the top-ranked city in this analysis. With a cost index of 88 and median income of ₹4,50,000, it offers below-average costs relative to the rest of India. That's a strong position by any measure.
On quality of life, Kolkata leads with a composite score of 56/100 — reflecting its safety (52), healthcare (72), and walkability (62) metrics. And here's the trade-off: affordability and QoL don't always move in the same direction, and India is a good example of that tension.
| # | City | Cost Index | Rent/mo | Income |
|---|---|---|---|---|
| 1 | Kolkata | 88 | ₹12,000 | ₹4,50,000 |
Kolkata ranks #1 in West Bengal for this analysis with a cost index of 88 and median income of ₹4,50,000.
In Kolkata, rent would be about 10% of your gross monthly income on ₹15L. Well within the recommended 30% threshold.
The region average QoL score is 57/100. Kolkata leads with 56/100, reflecting its safety, healthcare access, walkability, and green space.
Our index is benchmarked to 100 (national median). Sub-categories cover housing, food, transport, utilities, and healthcare. Data sources include MoSPI CPI, RBI, NHB RESIDEX, PLFS.
This analysis uses data from MoSPI CPI, RBI, NHB RESIDEX, PLFS to rank cities in India. The cost of living index is benchmarked to 100 (national median). Quality of life scores combine safety, healthcare, walkability, air quality, green space, and transit metrics. Salary ranges use national occupation data adjusted for local cost differences. Data is updated regularly to reflect current market conditions.