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Crunching costs, sorting signals, rendering insights.
Crunching costs, sorting signals, rendering insights.
On a ₹7L salary in Kerala, 2 out of 2 cities keep rent under 30% of income. Thiruvananthapuram offers the best value — cost index 88, rent ₹10,000/mo.
On a ₹7L salary in Kerala, 2 out of 2 cities keep rent under 30% of income. Thiruvananthapuram offers the best value — cost index 88, rent ₹10,000/mo.
Thiruvananthapuram ranks #1 with a cost index of 88 and rent of ₹10,000/month.
Average cost index across these cities: 92 (-1 vs national average of 93).
Average quality of life: 69/100. Top: Thiruvananthapuram at 70/100.
Safest city: Thiruvananthapuram (75/100 safety score).
2 out of 2 cities keep rent under 30% of a ₹7L gross income.
Strip away assumptions, and something unexpected emerges. Thiruvananthapuram stands out as the top-ranked city in this analysis. With a cost index of 88 and median income of ₹4,40,000, it offers below-average costs relative to the rest of India. This is an advantage that compounds over time.
On quality of life, Thiruvananthapuram leads with a composite score of 70/100 — reflecting its safety (75), healthcare (80), and walkability (38) metrics. Context matters here. affordability and QoL don't always move in the same direction, and India is a good example of that tension.
| # | City | Cost Index | Rent/mo | Income |
|---|---|---|---|---|
| 1 | Thiruvananthapuram | 88 | ₹10,000 | ₹4,40,000 |
| 2 | Kochi | 95 | ₹12,000 | ₹4,80,000 |
Thiruvananthapuram — cost index 88, rent ₹10,000/mo, income ₹4,40,000, QoL 70/100.
Kochi — cost index 95, rent ₹12,000/mo, income ₹4,80,000, QoL 67/100.
Thiruvananthapuram ranks #1 in Kerala for this analysis with a cost index of 88 and median income of ₹4,40,000.
In Thiruvananthapuram, rent would be about 17% of your gross monthly income on ₹7L. Well within the recommended 30% threshold.
The region average QoL score is 57/100. Thiruvananthapuram leads with 70/100, reflecting its safety, healthcare access, walkability, and green space.
Our index is benchmarked to 100 (national median). Sub-categories cover housing, food, transport, utilities, and healthcare. Data sources include MoSPI CPI, RBI, NHB RESIDEX, PLFS.
Thiruvananthapuram (ranked #1) has a cost index of 88 and rent of ₹10,000/mo. Kochi (#2) has index 95 and rent ₹12,000/mo — a 7-point gap.
This analysis uses data from MoSPI CPI, RBI, NHB RESIDEX, PLFS to rank cities in India. The cost of living index is benchmarked to 100 (national median). Quality of life scores combine safety, healthcare, walkability, air quality, green space, and transit metrics. Salary ranges use national occupation data adjusted for local cost differences. Data is updated regularly to reflect current market conditions.