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Crunching costs, sorting signals, rendering insights.
Crunching costs, sorting signals, rendering insights.
Bengaluru housing market (2026): median home price ₹90,00,000, rent ₹25,000/mo, rent-to-income ratio 35%. Compared to Karnataka peers.
Bengaluru housing market (2026): median home price ₹90,00,000, rent ₹25,000/mo, rent-to-income ratio 35%. Compared to Karnataka peers.
Bengaluru: cost index 132 (+39 vs national avg 93), rent ₹25,000/month.
Karnataka region average cost index: 93. Bengaluru is +39 vs region peers.
Quality of life: 50/100 — safety 58, healthcare 82, walkability 55.
Safety score: 58/100 (crime rate 48.5/1k). National average: 62/100.
Let's cut to what actually matters here. Bengaluru has a cost index of 132 — 39 points above the India national average of 93. Median income is ₹8,50,000 with rent at ₹25,000/month, putting the rent-to-income ratio at 35%. This is an advantage that compounds over time.
Context matters here. looking at Karnataka as a whole, the spread across all 28 cities is 10 points on the cost index. Mumbai sits at the other end with index 142 and rent of ₹35,000/mo. This combination is rare — and valuable.
On quality of life, Bengaluru scores a composite score of 50/100 — reflecting its safety (58), healthcare (82), and walkability (55) metrics. And there's one more thing: affordability and QoL don't always move in the same direction, and India is a good example of that tension.
| # | City | Cost Index | Rent/mo | Income |
|---|---|---|---|---|
| 1 | Bengaluru | 132 | ₹25,000 | ₹8,50,000 |
| 2 | Raipur | 68 | ₹7,000 | ₹3,40,000 |
| 3 | Patna | 68 | ₹7,500 | ₹3,20,000 |
| 4 | Ranchi | 70 | ₹7,500 | ₹3,50,000 |
| 5 | Bhopal | 72 | ₹8,500 | ₹3,60,000 |
| 6 | Bhubaneswar | 72 | ₹8,000 | ₹3,60,000 |
| 7 | Indore | 75 | ₹9,000 | ₹3,80,000 |
| 8 | Nagpur | 78 | ₹10,000 | ₹4,20,000 |
| 9 | Guwahati | 75 | ₹9,000 | ₹3,80,000 |
| 10 | Lucknow | 78 | ₹10,000 | ₹4,00,000 |
| 11 | Surat | 82 | ₹10,000 | ₹4,50,000 |
| 12 | Visakhapatnam | 82 | ₹10,000 | ₹4,20,000 |
| 13 | Coimbatore | 82 | ₹10,000 | ₹4,20,000 |
| 14 | Jaipur | 85 | ₹11,000 | ₹4,20,000 |
| 15 | Dehradun | 82 | ₹10,000 | ₹4,20,000 |
| 16 | Ahmedabad | 88 | ₹12,000 | ₹4,80,000 |
| 17 | Thiruvananthapuram | 88 | ₹10,000 | ₹4,40,000 |
| 18 | Kolkata | 88 | ₹12,000 | ₹4,50,000 |
| 19 | Kochi | 95 | ₹12,000 | ₹4,80,000 |
| 20 | Chandigarh | 98 | ₹14,000 | ₹5,20,000 |
Bengaluru — cost index 132, rent ₹25,000/mo, income ₹8,50,000, QoL 50/100.
Raipur — cost index 68, rent ₹7,000/mo, income ₹3,40,000, QoL 59/100.
Patna — cost index 68, rent ₹7,500/mo, income ₹3,20,000, QoL 51/100.
Ranchi — cost index 70, rent ₹7,500/mo, income ₹3,50,000, QoL 59/100.
Bhopal — cost index 72, rent ₹8,500/mo, income ₹3,60,000, QoL 63/100.
Bengaluru has a cost index of 132 (national avg: 93), rent ₹25,000/mo, median income ₹8,50,000/yr, and a quality of life score of 50/100.
The Karnataka region of average QoL score is 57/100. Bengaluru leads with 50/100, reflecting safety, healthcare access, walkability, and green space.
Our index is benchmarked to 100 (national median). Sub-categories cover housing, food, transport, utilities, and healthcare. Data sources include MoSPI CPI, RBI, NHB RESIDEX, PLFS.
Bengaluru: cost index 132, rent ₹25,000/mo, income ₹8,50,000/yr, QoL 50/100. Raipur: cost index 68, rent ₹7,000/mo, income ₹3,40,000/yr, QoL 59/100.
This analysis uses data from MoSPI CPI, RBI, NHB RESIDEX, PLFS to rank cities in India. The cost of living index is benchmarked to 100 (national median). Quality of life scores combine safety, healthcare, walkability, air quality, green space, and transit metrics. Salary ranges use national occupation data adjusted for local cost differences. Data is updated regularly to reflect current market conditions.