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Crunching costs, sorting signals, rendering insights.
Crunching costs, sorting signals, rendering insights.
Toronto vs Saint John in 2026: cost index 126 vs 90, rent $2,750 vs $1,210, income $82,000 vs $59,000, QoL 56 vs 62.
Toronto vs Saint John in 2026: cost index 126 vs 90, rent $2,750 vs $1,210, income $82,000 vs $59,000, QoL 56 vs 62.
Toronto: cost index 126 (+20 vs national avg 106), rent $2,750/month.
Ontario region average cost index: 108. Toronto is +18 vs region peers.
Quality of life: 56/100 — safety 62, healthcare 80, walkability 82.
Safety score: 62/100 (crime rate 54.2/1k). National average: 63/100.
The conventional wisdom says one thing. The data says another: Toronto has a cost index of 126 — 20 points above the Canada national average of 106. Median income is $82,000 with rent at $2,750/month, putting the rent-to-income ratio at 40%. This combination is rare — and valuable.
On quality of life, Toronto scores a composite score of 56/100 — reflecting its safety (62), healthcare (80), and walkability (82) metrics. And here's the trade-off: affordability and QoL don't always move in the same direction, and Canada is a good example of that tension.
Toronto has a cost index of 126 (national avg: 106), rent $2,750/mo, median income $82,000/yr, and a quality of life score of 56/100.
The Ontario region of average QoL score is 59/100. Toronto leads with 56/100, reflecting safety, healthcare access, walkability, and green space.
Our index is benchmarked to 100 (national median). Sub-categories cover housing, food, transport, utilities, and healthcare. Data sources include Statistics Canada, CMHC, CRA.
Toronto: cost index 126, rent $2,750/mo, income $82,000/yr, QoL 56/100. Saint John: cost index 90, rent $1,210/mo, income $59,000/yr, QoL 62/100.