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Crunching costs, sorting signals, rendering insights.
Crunching costs, sorting signals, rendering insights.
Cost of living in Charlottetown, Canada (2026): cost index 93 (-13 vs national avg), rent $1,340/mo, median income $59,500/yr. Rent takes 27% of gross income. Full breakdown vs Prince Edward Island peers below.
Cost of living in Charlottetown, Canada (2026): cost index 93 (-13 vs national avg), rent $1,340/mo, median income $59,500/yr. Rent takes 27% of gross income. Full breakdown vs Prince Edward Island peers below.
| # | City | Cost Index | Rent/mo | Income |
|---|---|---|---|---|
| 1 | Charlottetown | 93 | $1,340 | $59,500 |
| 2 | Saint John | 90 | $1,210 | $59,000 |
| 3 | Fredericton | 92 | $1,260 | $61,000 |
| 4 | Winnipeg | 93 | $1,420 | $67,500 |
| 5 | Regina | 94 | $1,370 | $70,000 |
| 6 | St. John's | 94 | $1,200 | $65,500 |
| 7 | Quebec City | 96 | $1,350 | $63,500 |
| 8 | Saskatoon | 96 | $1,480 | $72,000 |
| 9 | Halifax | 100 | $1,720 | $66,000 |
| 10 | London | 101 | $1,660 | $68,500 |
| 11 | Laval | 101 | $1,500 | $67,500 |
| 12 | Montreal | 104 | $1,700 | $66,000 |
| 13 | Edmonton | 108 | $1,800 | $82,000 |
| 14 | Hamilton | 110 | $1,880 | $76,000 |
| 15 | Ottawa | 113 | $2,100 | $86,000 |
| 16 | Calgary | 114 | $2,050 | $86,500 |
| 17 | Mississauga | 118 | $2,450 | $80,000 |
| 18 | Victoria | 120 | $2,300 | $76,000 |
| 19 | Surrey | 124 | $2,420 | $74,000 |
| 20 | Toronto | 126 | $2,750 | $82,000 |
Charlottetown: cost index 93 (-13 vs national avg 106), rent $1,340/month.
Prince Edward Island region average cost index: 106. Charlottetown is -13 vs region peers.
Quality of life: 68/100 — safety 80, healthcare 64, walkability 62.
Safety score: 80/100 (crime rate 28.5/1k). National average: 63/100.
Most comparisons stop at rent. We didn't. Charlottetown has a cost index of 93 — 13 points below the Canada national average of 106. Median income is $59,500 with rent at $1,340/month, putting the rent-to-income ratio at 27%. That's a strong position by any measure.
But here's the flip side: looking at Prince Edward Island as a whole, the spread across all 21 cities is 41 points on the cost index. Vancouver sits at the other end with index 134 and rent of $2,850/mo. That's not a marginal difference — it reshapes your monthly budget.
On quality of life, Charlottetown scores a composite score of 68/100 — reflecting its safety (80), healthcare (64), and walkability (62) metrics. Here's where it gets complicated: affordability and QoL don't always move in the same direction, and Canada is a good example of that tension.
Charlottetown — cost index 93, rent $1,340/mo, income $59,500, QoL 68/100.
Saint John — cost index 90, rent $1,210/mo, income $59,000, QoL 62/100.
Fredericton — cost index 92, rent $1,260/mo, income $61,000, QoL 67/100.
Winnipeg — cost index 93, rent $1,420/mo, income $67,500, QoL 58/100.
Regina — cost index 94, rent $1,370/mo, income $70,000, QoL 57/100.
Charlottetown has a cost index of 93 (national avg: 106). Median rent is $1,340/month, median income $59,500/year, giving a rent-to-income ratio of 27%.
The Prince Edward Island region of average QoL score is 61/100. Charlottetown leads with 68/100, reflecting safety, healthcare access, walkability, and green space.
Our index is benchmarked to 100 (national median). Sub-categories cover housing, food, transport, utilities, and healthcare. Data sources include Statistics Canada, CMHC, CRA.
Charlottetown: cost index 93, rent $1,340/mo, income $59,500/yr, QoL 68/100. Saint John: cost index 90, rent $1,210/mo, income $59,000/yr, QoL 62/100.
This analysis uses data from Statistics Canada, CMHC, CRA to rank cities in Canada. The cost of living index is benchmarked to 100 (national median). Quality of life scores combine safety, healthcare, walkability, air quality, green space, and transit metrics. Salary ranges use national occupation data adjusted for local cost differences. Data is updated regularly to reflect current market conditions.