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Crunching costs, sorting signals, rendering insights.
Crunching costs, sorting signals, rendering insights.
Ranking of cities in Canada for 2026. Saint John leads with a cost index of 86 and rent of $1,100/month.
Ranking of cities in Canada for 2026. Saint John leads with a cost index of 86 and rent of $1,100/month.
Saint John ranks #1 with a cost index of 86 and rent of $1,100/month.
The median city is Montreal — cost index 98, rent $1,500/mo.
Average cost index across these cities: 101 (0 vs national average of 101).
Average quality of life: 63/100. Top: Saint John at 63/100.
Safest city: Charlottetown (80/100 safety score).
Here's what the headline numbers don't tell you: Saint John stands out as the top-ranked city in this analysis. With a cost index of 86 and median income of $56,000, it offers below-average costs relative to the rest of Canada. That's a strong position by any measure.
That said, the spread across all 21 cities is 42 points on the cost index. Vancouver sits at the other end with index 128 and rent of $2,600/mo. This stands out as genuinely impressive.
On quality of life, Quebec City leads with a composite score of 71/100 — reflecting its safety (78), healthcare (78), and walkability (68) metrics. Layer in taxes, though, and the math changes. affordability and QoL don't always move in the same direction, and Canada is a good example of that tension.
| # | City | Cost Index | Rent/mo | Income |
|---|---|---|---|---|
| 1 | Saint John | 86 | $1,100 | $56,000 |
| 2 | St. John's | 90 | $1,100 | $62,000 |
| 3 | Fredericton | 88 | $1,150 | $58,000 |
| 4 | Quebec City | 92 | $1,200 | $60,000 |
| 5 | Charlottetown | 88 | $1,200 | $56,000 |
| 6 | Regina | 90 | $1,250 | $66,000 |
| 7 | Winnipeg | 89 | $1,300 | $64,000 |
| 8 | Laval | 96 | $1,350 | $64,000 |
| 9 | Saskatoon | 92 | $1,350 | $68,000 |
| 10 | London | 96 | $1,500 | $65,000 |
| 11 | Montreal | 98 | $1,500 | $62,000 |
| 12 | Halifax | 95 | $1,550 | $62,000 |
| 13 | Edmonton | 102 | $1,600 | $78,000 |
| 14 | Hamilton | 105 | $1,700 | $72,000 |
| 15 | Calgary | 108 | $1,800 | $82,000 |
| 16 | Ottawa | 108 | $1,900 | $82,000 |
| 17 | Victoria | 115 | $2,100 | $72,000 |
| 18 | Mississauga | 112 | $2,200 | $76,000 |
| 19 | Surrey | 118 | $2,200 | $70,000 |
| 20 | Toronto | 120 | $2,500 | $78,000 |
Saint John — cost index 86, rent $1,100/mo, income $56,000, QoL 63/100.
St. John's — cost index 90, rent $1,100/mo, income $62,000, QoL 64/100.
Fredericton — cost index 88, rent $1,150/mo, income $58,000, QoL 68/100.
Quebec City — cost index 92, rent $1,200/mo, income $60,000, QoL 71/100.
Charlottetown — cost index 88, rent $1,200/mo, income $56,000, QoL 70/100.
In Saint John, rent would be about 22% of your gross monthly income on CA$60K. Well within the recommended 30% threshold.
The country average QoL score is 63/100. Saint John leads with 63/100, reflecting its safety, healthcare access, walkability, and green space.
Our index is benchmarked to 100 (national median). Sub-categories cover housing, food, transport, utilities, and healthcare. Data sources include Statistics Canada, CMHC, CRA.
Saint John (ranked #1) has a cost index of 86 and rent of $1,100/mo. Vancouver (#21) has index 128 and rent $2,600/mo — a 42-point gap.
This analysis uses data from Statistics Canada, CMHC, CRA to rank cities in Canada. The cost of living index is benchmarked to 100 (national median). Quality of life scores combine safety, healthcare, walkability, air quality, green space, and transit metrics. Salary ranges use national occupation data adjusted for local cost differences. Data is updated regularly to reflect current market conditions.