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Crunching costs, sorting signals, rendering insights.
Crunching costs, sorting signals, rendering insights.
Can you afford Surrey on a CA$40K salary? Rent would be 73% of gross monthly income — above the recommended 30% threshold. Budget breakdown vs British Columbia peers below.
Can you afford Surrey on a CA$40K salary? Rent would be 73% of gross monthly income — above the recommended 30% threshold. Budget breakdown vs British Columbia peers below.
Surrey: cost index 124 (+18 vs national avg 106), rent $2,420/month.
British Columbia region average cost index: 126. Surrey is -2 vs region peers.
Quality of life: 54/100 — safety 58, healthcare 72, walkability 42.
Safety score: 58/100 (crime rate 68.5/1k). National average: 63/100.
On a CA$40K salary, rent in Surrey is 73% of gross monthly income — above the 30% rule.
Here's the finding that keeps coming up in different analyses: Surrey has a cost index of 124 — 18 points above the Canada national average of 106. Median income is $74,000 with rent at $2,420/month, putting the rent-to-income ratio at 39%. This is where the math gets real for actual people.
On quality of life, Surrey scores a composite score of 54/100 — reflecting its safety (58), healthcare (72), and walkability (42) metrics. And there's one more thing: affordability and QoL don't always move in the same direction, and Canada is a good example of that tension.
Surrey — cost index 124, rent $2,420/mo, income $74,000, QoL 54/100.
Victoria — cost index 120, rent $2,300/mo, income $76,000, QoL 66/100.
Vancouver — cost index 134, rent $2,850/mo, income $80,000, QoL 59/100.
Surrey has a cost index of 124 (national avg: 106), rent $2,420/mo, median income $74,000/yr, and a quality of life score of 54/100.
In Surrey, rent would be about 73% of your gross monthly income on CA$40K. Consider cost-cutting measures or a roommate.
The British Columbia region of average QoL score is 60/100. Surrey leads with 54/100, reflecting safety, healthcare access, walkability, and green space.
Our index is benchmarked to 100 (national median). Sub-categories cover housing, food, transport, utilities, and healthcare. Data sources include Statistics Canada, CMHC, CRA.
Surrey: cost index 124, rent $2,420/mo, income $74,000/yr, QoL 54/100. Victoria: cost index 120, rent $2,300/mo, income $76,000/yr, QoL 66/100.
This analysis uses data from Statistics Canada, CMHC, CRA to rank cities in Canada. The cost of living index is benchmarked to 100 (national median). Quality of life scores combine safety, healthcare, walkability, air quality, green space, and transit metrics. Salary ranges use national occupation data adjusted for local cost differences. Data is updated regularly to reflect current market conditions.