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Crunching costs, sorting signals, rendering insights.
Crunching costs, sorting signals, rendering insights.
Can you afford Saint John on a CA$100K salary? Rent would be 15% of gross monthly income — within the recommended 30% threshold. Budget breakdown vs New Brunswick peers below.
Can you afford Saint John on a CA$100K salary? Rent would be 15% of gross monthly income — within the recommended 30% threshold. Budget breakdown vs New Brunswick peers below.
Saint John: cost index 90 (-16 vs national avg 106), rent $1,210/month.
New Brunswick region average cost index: 106. Saint John is -16 vs region peers.
Quality of life: 62/100 — safety 58, healthcare 64, walkability 55.
Safety score: 58/100 (crime rate 68.5/1k). National average: 63/100.
On a CA$100K salary, rent in Saint John is 15% of gross monthly income — within the 30% rule.
Here's the surprising part: Saint John has a cost index of 90 — 16 points below the Canada national average of 106. Median income is $59,000 with rent at $1,210/month, putting the rent-to-income ratio at 25%. That's a strong position by any measure.
But here's the flip side: looking at New Brunswick as a whole, the spread across all 21 cities is 44 points on the cost index. Vancouver sits at the other end with index 134 and rent of $2,850/mo. That's a difference you notice every single month.
On quality of life, Saint John scores a composite score of 62/100 — reflecting its safety (58), healthcare (64), and walkability (55) metrics. That said, affordability and QoL don't always move in the same direction, and Canada is a good example of that tension.
| # | City | Cost Index | Rent/mo | Income |
|---|---|---|---|---|
| 1 | Saint John | 90 | $1,210 | $59,000 |
| 2 | St. John's | 94 | $1,200 | $65,500 |
| 3 | Fredericton | 92 | $1,260 | $61,000 |
| 4 | Charlottetown | 93 | $1,340 | $59,500 |
| 5 | Quebec City | 96 | $1,350 | $63,500 |
| 6 | Regina | 94 | $1,370 | $70,000 |
| 7 | Winnipeg | 93 | $1,420 | $67,500 |
| 8 | Saskatoon | 96 | $1,480 | $72,000 |
| 9 | Laval | 101 | $1,500 | $67,500 |
| 10 | London | 101 | $1,660 | $68,500 |
| 11 | Montreal | 104 | $1,700 | $66,000 |
| 12 | Halifax | 100 | $1,720 | $66,000 |
| 13 | Edmonton | 108 | $1,800 | $82,000 |
| 14 | Hamilton | 110 | $1,880 | $76,000 |
| 15 | Calgary | 114 | $2,050 | $86,500 |
| 16 | Ottawa | 113 | $2,100 | $86,000 |
| 17 | Victoria | 120 | $2,300 | $76,000 |
| 18 | Surrey | 124 | $2,420 | $74,000 |
| 19 | Mississauga | 118 | $2,450 | $80,000 |
| 20 | Toronto | 126 | $2,750 | $82,000 |
Saint John — cost index 90, rent $1,210/mo, income $59,000, QoL 62/100.
St. John's — cost index 94, rent $1,200/mo, income $65,500, QoL 63/100.
Fredericton — cost index 92, rent $1,260/mo, income $61,000, QoL 67/100.
Charlottetown — cost index 93, rent $1,340/mo, income $59,500, QoL 68/100.
Quebec City — cost index 96, rent $1,350/mo, income $63,500, QoL 70/100.
Saint John has a cost index of 90 (national avg: 106), rent $1,210/mo, median income $59,000/yr, and a quality of life score of 62/100.
In Saint John, rent would be about 15% of your gross monthly income on CA$100K. Well within the recommended 30% threshold.
The New Brunswick region of average QoL score is 61/100. Saint John leads with 62/100, reflecting safety, healthcare access, walkability, and green space.
Our index is benchmarked to 100 (national median). Sub-categories cover housing, food, transport, utilities, and healthcare. Data sources include Statistics Canada, CMHC, CRA.
Saint John: cost index 90, rent $1,210/mo, income $59,000/yr, QoL 62/100. St. John's: cost index 94, rent $1,200/mo, income $65,500/yr, QoL 63/100.
This analysis uses data from Statistics Canada, CMHC, CRA to rank cities in Canada. The cost of living index is benchmarked to 100 (national median). Quality of life scores combine safety, healthcare, walkability, air quality, green space, and transit metrics. Salary ranges use national occupation data adjusted for local cost differences. Data is updated regularly to reflect current market conditions.